440 Macaulay Street, Oshawa

$799,900
440 Macaulay Street

$799,900

New
21d
DetachedBungalow

440 Macaulay Street, Oshawa

Total Monthly Obligation $4,024

HausQ Valuation Report
Beds
5
Baths
2
Park
4
Sqft
700-1100
DOM
21d
Score
16
Yield
3.3%
Cash on Cash
-10.1%
Cap Rate
2.4%
5Y IRR
7.7%
10Y IRR
8.4%
Property Type-Detached
MLS® Number-E13853748
Beds-5
Bathrooms-2
Size-700-1100 sqft
Lot Size-50 × 100 ft
Listed on site-Oct 2, 2026
Style-Bungalow
Building Type-Detached
Taxes-$5,072.6 (2026)
Parking-4 - None
Basement-Apartment, Finished, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-CANADIAN REAL ESTATE GROUP INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick
Roof-Shingles
Foundation-Unknown
Sewer-Sewer
Possession-TBA
Neighbourhood-Donevan
Title-Residential Freehold

No agent assigned

Excellent Oppertunity for first time buyers , (DUPLEX) 3 large size bedrooms with 2 bedrooms Finished , seperate Entrance legal Basement Apartment. Totally Renovated , New Windows, New Floors ,New Doors, new paint ,Brand New Furnace and Air Conditioner. Brand new with warranty 2 sets of LG S.Steel Appliances(2 Fridges ,2 Stoves, 2 Dishwashers ,2 Dryers and 2 Washers (Stacked). 4 minutes Drive from Hway 401 and approx 7 Minutes Drive from Oshawa Centre Shopping Mall. Nearest to Schools and Parks.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$639,920
Land Transfer Taxes$12,473
Legal Fees (Est.)
$
Total cash required for closing$173,953

Total Monthly Obligation

$4,024/mo
Mortgage $3,227
Monthly Loss $3,175
Principal$849
Interest$2,378
Property Tax$423
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.8%11
Cash-on-Cash
-14.1%0
5-Year IRR
4.6%10
10-Year IRR
6.4%
Returns Index
6.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$26,664/yr
NOI
$14,425/yr
Net Cash Flow
-$2,024/mo
Cash Margin
-91.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.373
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo39
Risk Index
19.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 440 Macaulay Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.