382 Fairlawn Street, Oshawa

$749,900
382 Fairlawn Street

$749,900

New
21d
DetachedBungalow

382 Fairlawn Street, Oshawa

Total Monthly Obligation $3,875

Beds
5
Baths
3
Park
6
Sqft
700-1100
DOM
21d
Score
18
Yield
4.6%
Cash on Cash
-5.0%
Cap Rate
3.5%
5Y IRR
11.6%
10Y IRR
11.5%
Property Type-Detached
MLS® Number-E13856140
Beds-5
Bathrooms-3
Size-700-1100 sqft
Lot Size-51.85 × 97.83 ft
Listed on site-Oct 2, 2026
Style-Bungalow
Building Type-Detached
Taxes-$5,702.74 (2026)
Parking-6 - None
Basement-Apartment, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 LEADING EDGE REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-TBA
Neighbourhood-McLaughlin
Title-Residential Freehold

No agent assigned

Stunning Fully Renovated Home with LEGAL BASEMENT APARTMENT on a Premium Lot in highly sought after McLaughlin Community of Oshawa! Situated on a generous 51 x 97 ft premium lot, this beautifully renovated home offers 3 spacious bedrooms (Main Floor) & 2 bedrooms (Basement), 3 full bathrooms, 2 full kitchens, and a fully legal basement apartment-making it the perfect choice for families, multi-generational living, or buyers seeking excellent rental income potential. The bright and inviting main floor features hardwood flooring, fresh designer paint, a custom-built feature wall cabinet, and a stunning chef-inspired kitchen complete with quartz countertops, brand-new stainless steel appliances, and modern finishes. The legal basement apartment features its own kitchen, luxury Laminate flooring, full 2 bathrooms, and private living space-ideal for generating rental income or accommodating extended family. Enjoy peace of mind with major upgrades already completed: New Furnace (2025) New Tankless Hot Water (2023) New AC (2025), New Fire Alarm System (2026). Step outside to your own private retreat. Decent sized backyard offers plenty of green space for children to play, summer barbecues, family gatherings. The extra-wide driveway comfortably accommodates up to six vehicles, providing ample parking for family and guests. Located in the highly desirable McLaughlin neighbourhood, this home is just minutes from highly rated schools (2mins walk), parks, Oshawa Center Shopping Mall (3mins), Hospital, College & University, public transit, Go Station (10mins) and Highway 401 (5mins), offering the perfect balance of convenience and community.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$599,920
Land Transfer Taxes$11,473
Legal Fees (Est.)
$
Total cash required for closing$162,953

Total Monthly Obligation

$3,875/mo
Mortgage $3,025
Monthly Loss $3,079
Principal$796
Interest$2,229
Property Tax$475
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.5%1
5-Year IRR
8.1%24
10-Year IRR
9.2%
Returns Index
13.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,596/yr
NOI
$20,934/yr
Net Cash Flow
-$1,280/mo
Cash Margin
-44.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.586
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo40
Risk Index
21.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 382 Fairlawn Street

Time

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