220 Cochrane Street, Scugog

$1,125,000
220 Cochrane Street

$1,125,000

Sold Conditional Escape
21d
Detached2-Storey

220 Cochrane Street, Scugog

Total Monthly Obligation $5,704

Beds
4
Baths
3
Park
6
Sqft
2500-3000
DOM
21d
Score
15
Yield
3.6%
Cash on Cash
-9.6%
Cap Rate
2.5%
5Y IRR
8.0%
10Y IRR
8.7%
Property Type-Detached
MLS® Number-E13856762
Beds-4
Bathrooms-3
Size-2500-3000 sqft
Lot Size-123.4 × 154 ft
Listed on site-Oct 2, 2026
Style-2-Storey
Building Type-Detached
Age-100+
Taxes-$9,498.3 (2025)
Parking-8 - Attached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-ROYAL HERITAGE REALTY LTD.
Cooling-Wall Unit(s)
Laundry-No
Fireplace-Natural Gas, Wood
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Stone, Concrete
Sewer-Sewer
Possession-30 days, tba
Neighbourhood-Port Perry
Title-Residential Freehold

No agent assigned

Welcome to 220 Cochrane, a remarkable home set on a rare double lot on one of Port Perry's most coveted tree-lined streets. Step up to the captivating covered front porch, framed by mature gardens, then step through the original carved front door, adorned with bevelled glass & intricate embellishments, into a sunlit foyer where warmth, history & timeless charm abound. Beautifully updated for modern living, yet rich with character, this home showcases original hardwood floors, twin staircases, jewel-toned stained glass windows, soaring ceilings with original plaster medallions, wood-burning fireplaces, & trim work today's new builds simply can't replicate. Here, worry-free ownership comes standard. Everything's been done for you, updated 200-amp electrical service, updated plumbing, new shingles, & new attic insulation. The chef-inspired renovated kitchen offers granite counters, under-cabinet lighting, stainless appliances, abundant cupboard space, & a convenient stand-alone island - perfect for everyday living & entertaining alike. The generous dining room flows effortlessly from intimate dinners to grand gatherings, with a walkout to a maintenance free composite deck featuring a pergola & natural gas BBQ hookup, extending your living space outdoors. Unwind under the stars in your private hot tub & discover the rare pleasure of an exceptionally spacious & private lot in an established neighbourhood, a peaceful retreat just moments from town. Upstairs, 4 spacious bedrooms await, led by a luxurious Primary suite with a gas fireplace, a 4-piece ensuite featuring heated floors, a dressing room, & private balcony access. 3 additional bedrooms - one with its own sitting room - plus a library & a spa-inspired main bath complete this level, all connected by the home's charming twin staircases. An attached 2-car garage with direct interior access adds everyday convenience, while downtown Port Perry's waterfront, shopping, dining, recreation are just steps from your door.

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%
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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$900,000
Land Transfer Taxes$18,975
Legal Fees (Est.)
$
Total cash required for closing$245,475

Total Monthly Obligation

$5,704/mo
Mortgage $4,538
Monthly Loss $4,510
Principal$1,194
Interest$3,344
Property Tax$792
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.0%12
Cash-on-Cash
-13.2%0
5-Year IRR
5.3%12
10-Year IRR
7.0%
Returns Index
7.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$40,500/yr
NOI
$22,452/yr
Net Cash Flow
-$2,667/mo
Cash Margin
-79.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.413
LTV Ratio
80.0%18
Vacancy Buffer
1.7 mo26
Risk Index
15.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 220 Cochrane Street

Time

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