245 Windsor Street, Oshawa

$549,000
245 Windsor Street

$549,000

New
21d
DetachedBungalow

245 Windsor Street, Oshawa

Total Monthly Obligation $2,973

HausQ Valuation Report
Beds
4
Baths
2
Park
5
Sqft
700-1100
DOM
21d
Score
24
Yield
6.4%
Cash on Cash
2.5%
Cap Rate
5.1%
5Y IRR
17.5%
10Y IRR
16.2%
Property Type-Detached
MLS® Number-E13857650
Beds-4
Bathrooms-2
Size-700-1100 sqft
Lot Size-51.5 × 136.18 ft
Listed on site-Oct 2, 2026
Style-Bungalow
Building Type-Detached
Taxes-$4,600 (2026)
Parking-5 - None
Basement-Finished, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-JDL REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Unknown
Sewer-Sewer
Possession-60/90
Neighbourhood-Donevan
Title-Residential Freehold

No agent assigned

House requires TLC. All Brick Bungalow With Separate Entrance To A Spacious In-Law Suite. Featuring Hardwood Floors, Main Bathroom, 3 Bedrooms And Main Floor Laundry. Fully Finished Basement With Large Eat-In Kitchen, Large Bedroom, Roomy Living Space & Laundry Area. 200 Amp. Can Park Up To 5 Vehicles In Private Drive.Close To Schools, Transit & 401. Large Private, Level Backyard.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$439,200
Land Transfer Taxes$7,455
Legal Fees (Est.)
$
Total cash required for closing$118,755

Total Monthly Obligation

$2,973/mo
Mortgage $2,215
Monthly Loss $2,390
Principal$583
Interest$1,632
Property Tax$383
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.1%28
Cash-on-Cash
-3.4%3
5-Year IRR
13.0%58
10-Year IRR
13.0%
Returns Index
30.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
24/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,220/yr
NOI
$22,598/yr
Net Cash Flow
-$331/mo
Cash Margin
-11.3%1
Cash Flow Index
0.5/ 100
Risk Profile
Weight: 20%
DSCR
0.8517
LTV Ratio
80.0%18
Vacancy Buffer
3.2 mo54
Risk Index
29.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 245 Windsor Street

Time

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Data last updated within the past 24 hours.