10 Colette Drive, Whitby

$839,000
10 Colette Drive

$839,000

New
20d
Detached2-Storey

10 Colette Drive, Whitby

Total Monthly Obligation $4,272

Beds
6
Baths
3
Park
4
Sqft
1500-2000
DOM
20d
Score
19
Yield
5.0%
Cash on Cash
-2.8%
Cap Rate
4.0%
5Y IRR
13.3%
10Y IRR
12.8%
Property Type-Detached
MLS® Number-E13858488
Beds-6
Bathrooms-3
Size-1500-2000 sqft
Lot Size-50.6 × 102.75 ft
Listed on site-Oct 3, 2026
Style-2-Storey
Building Type-Detached
Taxes-$6,152.09 (2026)
Parking-6 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX ALL-STARS REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Family Room
Pool-None
Facing-East
Exterior-Aluminum Siding, Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Immediate/TBA
Neighbourhood-Downtown Whitby
Title-Residential Freehold

No agent assigned

Welcome to 10 Colette Drive, a well-cared-for detached 2-storey home offering 4 bedrooms and 3 washrooms, ideally situated in a mature and established Whitby neighborhood. Set on a charming tree-lined street, this inviting home offers plenty of space for family living in a highly convenient location. Enjoy being just steps to the GO Train, schools, churches, parks, trails, along with the shops, cafés and restaurants of vibrant Downtown Whitby. Commuters will appreciate convenient access to Highways 401 and 412. The home has been well cared for and features newer windows and doors, along with a furnace replaced in 2015. A wonderful opportunity to enjoy the character of an established neighborhood while remaining close to everyday amenities, recreation and transportation. A great place to call home!

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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$671,200
Land Transfer Taxes$13,255
Legal Fees (Est.)
$
Total cash required for closing$182,555

Total Monthly Obligation

$4,272/mo
Mortgage $3,384
Monthly Loss $3,381
Principal$891
Interest$2,494
Property Tax$513
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.3%20
Cash-on-Cash
-7.3%1
5-Year IRR
9.8%34
10-Year IRR
10.5%
Returns Index
18.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$42,252/yr
NOI
$27,375/yr
Net Cash Flow
-$1,103/mo
Cash Margin
-31.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.679
LTV Ratio
80.0%18
Vacancy Buffer
2.2 mo35
Risk Index
20.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 10 Colette Drive

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.