5A Scotia Avenue, Toronto E06

$899,000
5A Scotia Avenue

$899,000

New
18d
Detached2-Storey

5A Scotia Avenue, Toronto E06

Total Monthly Obligation $4,349

Beds
4
Baths
3
Park
4
Sqft
1500-2000
DOM
18d
Score
23
Yield
5.9%
Cash on Cash
2.3%
Cap Rate
5.1%
5Y IRR
17.4%
10Y IRR
16.1%
Property Type-Detached
MLS® Number-E13861056
Beds-4
Bathrooms-3
Size-1500-2000 sqft
Lot Size-30 × 118 ft
Listed on site-Oct 5, 2026
Style-2-Storey
Building Type-Detached
Taxes-$4,178 (2025)
Parking-4 - None
Basement-Apartment
Heating-Forced Air (Gas)
Brokerage-RE/MAX HALLMARK REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-30 Days/TBA
Neighbourhood-Oakridge
Title-Residential Freehold

No agent assigned

Welcome to this beautifully updated detached brick home, ideally situated in the desirable Oakridge neighbourhood. Thoughtfully updated with a stylish, modern aesthetic, this inviting home offers a comfortable, functional layout designed for everyday living. Hardwood flooring runs throughout, creating a warm, cohesive atmosphere. The stunning newer kitchen stands out, showcasing sleek stainless steel appliances, porcelain flooring, quartz counters and contemporary finishes. A walkout to the spacious sun deck extends the living space and offers an ideal spot for outdoor dining, morning coffee, or fresh air. The main floor also includes a convenient rare 3pc washroom and laundry, adding practicality and ease to the home's well-planned layout. Upstairs, you will find 3 well-appointed bedrooms offering comfortable private spaces for family members or guests. A newer 4 piece washroom, complete with modern fixtures and finishes, serves the upper level. The finished basement features a separate, self-contained in-law suite complete with private laundry facilities, offering excellent flexibility for extended family or potential rental income. The current tenant pays $1,300 per month and is willing to stay or leave. Enjoy exceptional everyday convenience with ample private parking. Families will appreciate nearby schools, local parks, and the community centre, while commuters will benefit from convenient connections to GO Transit and TTC service. A variety of shopping destinations, services, dining options, and everyday essentials are also nearby, making this an ideal place to enjoy a comfortable, well-connected lifestyle.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$719,200
Land Transfer Taxes$14,455
Legal Fees (Est.)
$
Total cash required for closing$195,755

Total Monthly Obligation

$4,349/mo
Mortgage $3,626
Monthly Loss $3,395
Principal$954
Interest$2,672
Property Tax$348
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.3%30
Cash-on-Cash
-2.4%4
5-Year IRR
13.7%63
10-Year IRR
13.5%
Returns Index
32.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
23/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$52,932/yr
NOI
$38,961/yr
Net Cash Flow
-$380/mo
Cash Margin
-8.6%1
Cash Flow Index
0.9/ 100
Risk Profile
Weight: 20%
DSCR
0.9019
LTV Ratio
80.0%18
Vacancy Buffer
2.2 mo34
Risk Index
24.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 5A Scotia Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.