22 Benjamin Way, Whitby

$649,000
22 Benjamin Way

$649,000

New
18d
Att/Row/Townhouse2-Storey

22 Benjamin Way, Whitby

Total Monthly Obligation $3,396

Beds
4
Baths
2
Park
1
Sqft
1100-1500
DOM
18d
Score
20
Yield
5.2%
Cash on Cash
-2.3%
Cap Rate
4.1%
5Y IRR
13.7%
10Y IRR
13.2%
Property Type-Att/Row/Townhouse
MLS® Number-E13861908
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-16.08 × 88.25 ft
Listed on site-Oct 5, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Age-6-15
Taxes-$4,836 (2025)
Parking-2 - Attached
Basement-Finished, Walk-Out
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE REAL ESTATE ASSOCIATES
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Unknown
Sewer-Sewer
Possession-TBD
Neighbourhood-Blue Grass Meadows
Title-Residential Freehold

No agent assigned

Welcome to 22 Benjamin Way, nestled in Whitby's desirable Blue Grass Meadows community! This inviting 3+1 bedroom, 2-bathroom home offers a functional layout, comfortable living spaces and a rare walkout basement filled with an abundance of natural light. The lower level feels bright, open and welcoming rather than dark, making it an excellent space for a family room, home office, guest bedroom, recreation area or additional living space. The main living areas feature generous windows that bring in plenty of natural light, while the walkout provides convenient direct access to the backyard and creates a seamless connection between the lower level and outdoors. With three bedrooms plus a versatile lower-level bedroom, there is plenty of room for growing families, guests or those looking for flexible work-from-home space. Enjoy the convenience of living in a well-established Whitby neighbourhood surrounded by everyday amenities. Just minutes to Dundas Street E, with a wide variety of grocery stores, restaurants, cafés, shops, banks, gas stations and other services nearby. Easy access to Whitby's major transportation routes, including Highway 401 and Highway 407, makes commuting throughout Durham Region and into the GTA convenient. Public transit and GO/VIA connections are also nearby for commuters who prefer to leave the car at home. The location offers an excellent balance of residential comfort and convenience, with parks, recreational facilities, schools, shopping, dining and entertainment all within easy reach. Close to Whitby's established commercial areas and Durham Auto Mall, while also offering convenient access to Oshawa and the broader Durham Region. Whether you're a growing family, first-time buyer or looking for a home with flexible living space, 22 Benjamin Way offers the combination of a bright walkout basement, functional 3+1 bedroom layout and convenient Whitby location you've been waiting for. Come see how much this home and community have to offer!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$519,200
Land Transfer Taxes$9,455
Legal Fees (Est.)
$
Total cash required for closing$140,755

Total Monthly Obligation

$3,396/mo
Mortgage $2,618
Monthly Loss $2,707
Principal$689
Interest$1,929
Property Tax$403
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.3%20
Cash-on-Cash
-7.3%1
5-Year IRR
9.9%35
10-Year IRR
10.5%
Returns Index
18.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,900/yr
NOI
$21,174/yr
Net Cash Flow
-$853/mo
Cash Margin
-30.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.679
LTV Ratio
80.0%18
Vacancy Buffer
2.8 mo47
Risk Index
24.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 22 Benjamin Way

Time

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Data last updated within the past 24 hours.