64 Harris Avenue, Oshawa

$639,900
64 Harris Avenue

$639,900

New
18d
DetachedBungalow

64 Harris Avenue, Oshawa

Total Monthly Obligation $3,386

HausQ Valuation Report
Beds
3
Baths
2
Park
3
Sqft
700-1100
DOM
18d
Score
19
Yield
5.0%
Cash on Cash
-3.7%
Cap Rate
3.8%
5Y IRR
12.6%
10Y IRR
12.3%
Property Type-Detached
MLS® Number-E13862400
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-56.43 × 139.64 ft
Listed on site-Oct 5, 2026
Style-Bungalow
Building Type-Detached
Taxes-$5,153 (2026)
Parking-4 - Detached
Basement-Separate Entrance, Finished
Heating-Forced Air (Gas)
Brokerage-Coldwell Banker 2M Realty
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Block
Sewer-Sewer
Possession-TBD
Neighbourhood-McLaughlin
Title-Residential Freehold

No agent assigned

Welcome to this all-brick bungalow nestled on a quiet, tree-lined street in a highly convenient Oshawa location. Situated on a private 56-foot-wide lot, this cozy home offers a very private backyard and plenty of outdoor space including a 33 x 18 foot patio to enjoy. The basement features an in-law suite setup with a separate entrance, offering flexibility and additional living space. Gas furnace & AC (2022), updated hydro panel & vinyl windows. An oversized detached block garage with hydro provides plenty of room for parking, storage, a workshop, or hobbies. There is an attached shed (13 x 12 ft) at the back of the garage. Located just steps from the Oshawa Shopping Centre, schools, parks, and everyday amenities. Enjoy easy access to Highway 401, Lakeridge Health Oshawa, and the Oshawa Golf Course, with both public and Catholic elementary and secondary schools nearby. A well-located home on a great street with plenty of potential-perfect for first-time buyers, downsizers, or those looking for flexible living space.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$511,920
Land Transfer Taxes$9,273
Legal Fees (Est.)
$
Total cash required for closing$138,753

Total Monthly Obligation

$3,386/mo
Mortgage $2,581
Monthly Loss $2,706
Principal$679
Interest$1,902
Property Tax$429
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.0%18
Cash-on-Cash
-8.7%1
5-Year IRR
8.8%28
10-Year IRR
9.7%
Returns Index
15.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,800/yr
NOI
$18,967/yr
Net Cash Flow
-$1,001/mo
Cash Margin
-37.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.617
LTV Ratio
80.0%18
Vacancy Buffer
2.8 mo47
Risk Index
24.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 64 Harris Avenue

Time

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