201 Brock Street S 217, Whitby

$445,000
201 Brock Street S 217

$445,000

Price Change
18d
Condo ApartmentApartment

201 Brock Street S 217, Whitby

Total Monthly Obligation $2,997

Bed+Den
2+1
Baths
2
Park
1
Sqft
600-699
DOM
18d
Score
18
Yield
6.1%
Cash on Cash
-6.8%
Cap Rate
3.1%
5Y IRR
10.2%
10Y IRR
10.4%
Property Type-Condo Apartment
MLS® Number-E13862700
Bed+Den-2+1
Bathrooms-2
Size-600-699 sqft
Listed on site-Oct 5, 2026
Style-Apartment
Building Type-Condo Apartment
Taxes-$4,686 (2026)
Maintenance-$611.58/mo
Locker-Owned
Parking-1 - Underground
Basement-None
Heating-Forced Air (Electric)
Brokerage-RE/MAX Rouge River Realty Ltd.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Brick
Possession-tbd
Neighbourhood-Downtown Whitby
Title-Residential Condo & Other

No agent assigned

Welcome to this spectacular 1-bedroom plus den condo in the heart of downtown Whitby, offering a stylish and modern space with thoughtful upgrades throughout. The bright open-concept living room features floor-to-ceiling windows, luxury vinyl plank flooring and a walkout to the balcony, creating an inviting space to relax or entertain. The contemporary kitchen is complete with quartz countertops, a ceramic backsplash, stainless steel appliances and a centre island, providing both functionality and style. The spacious primary bedroom offers floor-to-ceiling windows, a double closet and a private 4-piece ensuite. A versatile den with sliding glass doors provides the perfect space for a home office, study or additional bedroom. Upgraded lighting throughout and blinds in the bedroom and living room add to the home's polished finish. With a smart home system, residents can conveniently control and access the thermostat, alarm, packages, building access, concierge services and more remotely. This unit includes one parking space on the mezzanine level and one locker conveniently located on the same floor as the condo. Enjoy an impressive selection of building amenities designed to encourage social connection, fitness and fun, including concierge service, party room, co-work lounge, patio and BBQ area, landscaped courtyard, fully equipped private gym and yoga studio, guest suite and pet grooming station. Ideally situated in downtown Whitby, this exceptional condo offers easy access to Highway 401 and 412, Whitby GO Station, schools, local shops, cafés and restaurants, many just steps from your door.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$356,000
Land Transfer Taxes$5,375
Legal Fees (Est.)
$
Total cash required for closing$95,875

Total Monthly Obligation

$2,997/mo
Mortgage $1,795
Monthly Loss $2,525
Principal$472
Interest$1,323
Property Tax$391
Condo Fees$612
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.3%14
Cash-on-Cash
-11.9%0
5-Year IRR
6.6%17
10-Year IRR
8.3%
Returns Index
9.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$27,360/yr
NOI
$10,199/yr
Net Cash Flow
-$945/mo
Cash Margin
-41.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.474
LTV Ratio
80.0%18
Vacancy Buffer
3.2 mo54
Risk Index
25.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 201 Brock Street S 217

Time

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