48 Garside Avenue, Whitby

$870,000
48 Garside Avenue

$870,000

Price Change
18d
DetachedBungalow-Raised

48 Garside Avenue, Whitby

Total Monthly Obligation $4,141

HausQ Valuation Report
Beds
3
Baths
2
Park
3
Sqft
1100-1500
DOM
18d
Score
18
Yield
4.5%
Cash on Cash
-3.5%
Cap Rate
3.8%
5Y IRR
12.8%
10Y IRR
12.4%
Property Type-Detached
MLS® Number-E13862912
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-75 × 110 ft
Listed on site-Oct 5, 2026
Style-Bungalow-Raised
Building Type-Detached
Age-51-99
Taxes-$3,079.54 (2026)
Parking-6 - Carport
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE MEADOWTOWNE REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Brick
Sewer-Sewer
Possession-Flexible
Neighbourhood-Brooklin
Title-Residential Freehold

No agent assigned

Charming and beautifully updated and expanded bungalow nestled in the highly sought-after community of Brooklin. This turn-key home features a bright 2+1 bedroom layout perfect for downsizers or growing families. The renovated kitchen is a chef's delight, boasting sleek granite countertops, ample cabinetry, and modern finishes. Relax and unwind in the added sunroom flooded with natural light with walkout to a covered deck, overlooking the rear yard. Large 75 X 110 ft lot offers families many options. Conveniently located near the back entrance, the versatile office/crafting room offers the ultimate space for remote work or hobbies. The fully finished basement adds excellent additional living space with a third bedroom and a second full 3 piece bathroom/laundry combo. Steps to top-rated schools, parks, historic Downtown Brooklin shops, and quick access to Highways 407 and 412 make this community one of Ontario's most sought after places to live. Move in and enjoy!

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Closing Costs

Mortgage Amount
$696,000
Land Transfer Taxes$13,875
Legal Fees (Est.)
$
Total cash required for closing$189,375

Total Monthly Obligation

$4,141/mo
Mortgage $3,509
Monthly Loss $3,217
Principal$923
Interest$2,586
Property Tax$257
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.2%20
Cash-on-Cash
-7.8%1
5-Year IRR
9.4%32
10-Year IRR
10.1%
Returns Index
17.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,048/yr
NOI
$27,564/yr
Net Cash Flow
-$1,212/mo
Cash Margin
-37.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.658
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo37
Risk Index
21.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 48 Garside Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.