20 Nautical Way, Whitby

$699,999
20 Nautical Way

$699,999

Price Change
18d
Att/Row/Townhouse3-Storey

20 Nautical Way, Whitby

Total Monthly Obligation $3,649

HausQ Valuation Report
Beds
4
Baths
3
Park
1
Sqft
1500-2000
DOM
18d
Score
19
Yield
5.0%
Cash on Cash
-3.1%
Cap Rate
3.9%
5Y IRR
13.1%
10Y IRR
12.6%
Property Type-Att/Row/Townhouse
MLS® Number-E13863438
Beds-4
Bathrooms-3
Size-1500-2000 sqft
Lot Size-18.04 × 87.17 ft
Listed on site-Oct 5, 2026
Style-3-Storey
Building Type-Att/Row/Townhouse
Age-0-5
Taxes-$5,400 (2026)
Parking-2 - Built-In
Basement-None
Heating-Forced Air (Gas)
Brokerage-BAY STREET GROUP INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-30-59 days
Neighbourhood-Port Whitby
Title-Residential Freehold

No agent assigned

***FESTIVAL SEASON SPECIAL***Exceptional Value in the Heart of Whitby! Welcome to this beautifully designed Freehold Townhome, built in 2023, ideally located just steps from Port Whitby and only a 10-minute walk to Whitby GO. Enjoy the convenience of a low monthly POTL fee of just $177.Thoughtfully designed across three spacious levels, this home offers the perfect blend of functionality and space. The grand foyer and main-floor den provide the flexibility for a home office, kids' playroom, entertainment space, or easy access to your backyard. The expansive second floor features a bright, open-concept layout with a generous family room, well-appointed kitchen, pantry, powder room and dedicated breakfast area opening onto your private balcony. Third floor is truly the highlight, offering 3 spacious bedrooms, 2 full bathrooms and the ultimate convenience of second-floor? No-upstairs laundry, making everyday living effortless. Perfect for commuters, families and anyone who loves being close to the water, parks, trails and everything Whitby has to offer. A true steal in the neighbourhood with exceptional value at the offered price! Currently tenanted; tenants will be vacating with 60 days' notice. 24-hour notice required for showings. Offers Anytime

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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$559,999
Land Transfer Taxes$10,475
Legal Fees (Est.)
$
Total cash required for closing$151,975

Total Monthly Obligation

$3,649/mo
Mortgage $2,824
Monthly Loss $2,906
Principal$743
Interest$2,081
Property Tax$450
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.0%1
5-Year IRR
9.4%31
10-Year IRR
10.1%
Returns Index
16.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,328/yr
NOI
$21,895/yr
Net Cash Flow
-$999/mo
Cash Margin
-33.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.658
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo43
Risk Index
23.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 20 Nautical Way

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.