98 Holsted Road, Whitby

$999,000
98 Holsted Road

$999,000

New
18d
Detached2-Storey

98 Holsted Road, Whitby

Total Monthly Obligation $5,151

HausQ Valuation Report
Beds
6
Baths
5
Park
2
Sqft
3000-3500
DOM
18d
Score
18
Yield
4.9%
Cash on Cash
-4.0%
Cap Rate
3.7%
5Y IRR
12.4%
10Y IRR
12.1%
Property Type-Detached
MLS® Number-E13865136
Beds-6
Bathrooms-5
Size-3000-3500 sqft
Lot Size-45.93 × 88.58 ft
Listed on site-Oct 5, 2026
Style-2-Storey
Building Type-Detached
Taxes-$8,952 (2025)
Parking-4 - Attached
Basement-Finished, Apartment
Heating-Forced Air (Gas)
Brokerage-MANORLEAD GROUP INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Immediate
Neighbourhood-Brooklin
Title-Residential Freehold

No agent assigned

This impressive Tribute-built executive home in Brooklin offers over 3,000 sq. ft. of above-grade living area and more than 5,000 sq. ft. of total finished space. Features 9-foot ceilings on the main floor and Four Large Bedrooms + Bonus 5th Bedroom/Den. Primary Room Boasts 2 Walk-In Closets & 5-Pc Ensuite. Family room with a gas fireplace overlooks the main Chef's Kitchen, Equipped with a center island, quartz countertops, and stainless steel fridge and stove. Main-floor laundry with direct garage access and a backyard outfitted with a stone patio and a BBQ gas line. Fully Renovated Basement (2025) Complete self-contained living unit featuring a family room, living/dining room, bedroom, kitchen, 4-piece bathroom, and dedicated storage room. Conveniently Close To Restaurants, Community Centre/Library, Highly-Rated Schools,Shops & 407.

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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$799,200
Land Transfer Taxes$16,455
Legal Fees (Est.)
$
Total cash required for closing$217,755

Total Monthly Obligation

$5,151/mo
Mortgage $4,030
Monthly Loss $4,090
Principal$1,060
Interest$2,969
Property Tax$746
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.2%1
5-Year IRR
9.2%30
10-Year IRR
10.0%
Returns Index
16.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$49,200/yr
NOI
$30,828/yr
Net Cash Flow
-$1,461/mo
Cash Margin
-35.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.648
LTV Ratio
80.0%18
Vacancy Buffer
1.9 mo29
Risk Index
18.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 98 Holsted Road

Time

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