6 Overbank Drive, Oshawa

$619,500
6 Overbank Drive

$619,500

New
17d
Detached2-Storey

6 Overbank Drive, Oshawa

Total Monthly Obligation $3,256

Beds
3
Baths
2
Park
2
Sqft
700-1100
DOM
17d
Score
21
Yield
5.6%
Cash on Cash
-0.5%
Cap Rate
4.5%
5Y IRR
15.1%
10Y IRR
14.3%
Property Type-Detached
MLS® Number-E13866814
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-28.48 × 108.27 ft
Listed on site-Oct 6, 2026
Style-2-Storey
Building Type-Detached
Taxes-$4,584.25 (2026)
Parking-2 - None
Basement-Finished
Heating-Baseboard (Electric)
Brokerage-Keller Williams Energy Real Estate
Cooling-Wall Unit(s)
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick, Aluminum Siding
Roof-Shingles
Foundation-Poured Concrete
Sewer-Sewer
Possession-30-60 Days
Neighbourhood-McLaughlin
Title-Residential Freehold

No agent assigned

Located On A Family-Friendly Street In A Convenient Neighbourhood, This Home Offers A Great Opportunity For First-Time Buyers Or Those Looking To Downsize. Featuring Fresh Paint, Many Upgrades & 1480 Sqft Of Finished Living Space, This Home Is Truly Move-In Ready! The Main Level Feat. Luxury Vinyl Flooring, Along With A Bright, White Eat-In Kitchen W/ Large Window Overlooking The Front Yard & Side Door Providing Direct Access To The Yard. The Living Room Feat. Cabinetry That Fits Seamlessly Into The Space, Creating A Stylish & Functional Media Wall, Along With A Walkout To The Deck W/ Newly Added Bench Seating. A Wall-Mounted Mini Split A/C Unit With HEPA Filter In The Living Room Provides Added Comfort. Upstairs, You'll Find Three Bedrooms, Including A Bright Primary Bedroom W/ Two Windows That Fill The Space W/ Natural Light. Each Bedroom Has Its Own Wall-Mounted Mini Split Unit For Personalized Comfort. The 4-Piece Main Bathroom Feat. A Skylight, Adding More Natural Light & Warmth.The Finished Basement Offers A Spacious Additional Living Area, 2-Piece Bathroom & Separate Storage Room, Perfect For A Family Room, Home Office, Or Flex Living Space.Outside, Enjoy The Fully Fenced Backyard Feat. A Deck W/ Bench Seating, Mature Tree & Garden Area, And New Shed For Added Storage! Two Sides Of The Backyard Fencing Have Been Redone, Providing A Fresh, Updated Look & Added Peace Of Mind. Conveniently Located Close To Shopping, Schools & Transit, This Inviting Home Offers Comfort, Functionality & Plenty Of Updates. A Wonderful Opportunity To Move In, Settle Down & Make It Your Own! EXTRAS: Windows (Not Skylight), Baseboard Heat Kitchen, Bathrooms, Flooring Laminate & Carpet, Electrical Outlets & Light Switches, New Insulation In Attic (2020), MiniSplit AC In Each Bedroom & Living Room (2021), Front Columns (2026), Front Porch Re-Parged, Dishwasher, Main Floor, 2 Bedrooms & Basement Paint, Basement Flooring, Drywall, Up Flush Toilet In Basement Bathroom, New Shed (2026).

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$495,600
Land Transfer Taxes$8,865
Legal Fees (Est.)
$
Total cash required for closing$134,265

Total Monthly Obligation

$3,256/mo
Mortgage $2,499
Monthly Loss $2,598
Principal$658
Interest$1,841
Property Tax$382
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.6%23
Cash-on-Cash
-5.8%2
5-Year IRR
11.1%43
10-Year IRR
11.4%
Returns Index
22.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,800/yr
NOI
$22,236/yr
Net Cash Flow
-$646/mo
Cash Margin
-22.3%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7412
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo49
Risk Index
26.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 6 Overbank Drive

Time

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