10 Windbreak Crescent, Whitby

$1,280,000
10 Windbreak Crescent

$1,280,000

New
17d
Detached2-Storey

10 Windbreak Crescent, Whitby

Total Monthly Obligation $6,210

Beds
4
Baths
4
Park
4
Sqft
2500-3000
DOM
17d
Score
16
Yield
3.8%
Cash on Cash
-7.5%
Cap Rate
3.0%
5Y IRR
9.7%
10Y IRR
10.0%
Property Type-Detached
MLS® Number-E13868398
Beds-4
Bathrooms-4
Size-2500-3000 sqft
Lot Size-47.16 × 114.86 ft
Listed on site-Oct 6, 2026
Style-2-Storey
Building Type-Detached
Taxes-$8,059.92 (2026)
Parking-6 - Built-In
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX Rouge River Realty Ltd.
Cooling-Central Air
Laundry-No
Fireplace-Family Room, Natural Gas
Pool-None
Facing-West
Exterior-Brick
Roof-Shingles
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible /TBD
Neighbourhood-Williamsburg
Title-Residential Freehold

No agent assigned

Welcome to this beautifully maintained all brick home, perfectly situated in the highly sought-after Williamsburg community. Offering exceptional curb appeal, newer front and backyard landscaping. Step inside to a welcoming open foyer with spacious principal rooms, all generously sized and finished in hardwood. The bright separate living room overlooks the elegant dining room, creating a wonderful flow for both everyday living and entertaining. The renovated kitchen is the heart of the home, featuring a huge center island, ample cabinetry, walk-out to Deck and gazebo, the perfect setting for summer entertaining, dining or relaxing with friends/family. The kitchen is open-concept connection to the family room which showcases soaring cathedral ceilings, built-in shelving, gas fireplace. Upstairs, the impressive primary suite offers plenty of space, large w/i closet & 5 pc ensuite. Three additional good sized bdrms each featuring double closets and windows, providing excellent space for a growing family. The 2nd floor is open to family room below, adding to the home's bright and spacious feel. The finished bsmt provides additional living and entertaining space, complete with a dedicated tv area, bar area and games area, additional 2pce - perfect for movie/games nights or hosting guests. Main floor laundry with garage access and entrance to side of house. 2 car garage, double driveway for 4 cars. No sidewalks to shovel. Enjoy the privacy and tranquility of the backyard, beautifully, garden shed, and gazebo, gas bbq line. Walking distance to multiple school, parks, shops, amenities and everything your family needs. Mins to multiple 400 series highways.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,024,000
Land Transfer Taxes$22,075
Legal Fees (Est.)
$
Total cash required for closing$279,575

Total Monthly Obligation

$6,210/mo
Mortgage $5,163
Monthly Loss $4,851
Principal$1,359
Interest$3,804
Property Tax$672
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-11.0%1
5-Year IRR
6.9%18
10-Year IRR
8.2%
Returns Index
10.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$49,080/yr
NOI
$31,612/yr
Net Cash Flow
-$2,529/mo
Cash Margin
-61.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.515
LTV Ratio
80.0%18
Vacancy Buffer
1.6 mo24
Risk Index
15.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 10 Windbreak Crescent

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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