4 Lowder Place, Whitby

$769,900
4 Lowder Place

$769,900

New
16d
Link2-Storey

4 Lowder Place, Whitby

Total Monthly Obligation $3,888

HausQ Valuation Report
Beds
3
Baths
3
Park
4
Sqft
1500-2000
DOM
16d
Score
19
Yield
4.8%
Cash on Cash
-3.3%
Cap Rate
3.9%
5Y IRR
12.9%
10Y IRR
12.5%
Property Type-Link
MLS® Number-E13871664
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-30.74 × 102.57 ft
Listed on site-Oct 7, 2026
Style-2-Storey
Building Type-Link
Taxes-$4,889 (2025)
Parking-5 - Built-In
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX HALLMARK FIRST GROUP REALTY LTD.
Cooling-None
Laundry-No
Fireplace-Wood
Pool-None
Facing-West
Exterior-Brick, Metal/Steel Siding
Roof-Shingles
Foundation-Poured Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-Blue Grass Meadows
Title-Residential Freehold

No agent assigned

LOCATION, SIZE, MOVE IN READY! Welcome to 4 Lowder Place, a turn-key detached (link) home ideally situated close to all of Whitby's amenities, including the GO Train, restaurants, shopping, easy access to Hwy 401, great schools and more. Offering approximately 1,639 sq. ft. of finished living space PLUS the fully finished basement This freshly renovated home features 3 bedrooms plus an additional second-floor living space that offers great flexibility as a larger family room, home office, playroom, den or potential 4th bedroom. The finished basement has also been refreshed with new broadloom and fresh paint, providing even more living space plus a separate office or teen retreat. Fresh, updated, 4 car driveway and move in ready, this is a wonderful opportunity for its next family to simply move in and make it home!

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$615,920
Land Transfer Taxes$11,873
Legal Fees (Est.)
$
Total cash required for closing$167,353

Total Monthly Obligation

$3,888/mo
Mortgage $3,106
Monthly Loss $3,071
Principal$817
Interest$2,288
Property Tax$407
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-7.9%1
5-Year IRR
9.4%31
10-Year IRR
10.1%
Returns Index
16.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$37,272/yr
NOI
$24,156/yr
Net Cash Flow
-$1,093/mo
Cash Margin
-35.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.658
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo40
Risk Index
22.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 4 Lowder Place

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

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Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

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Data last updated within the past 24 hours.