58 Parnell Crescent, Whitby

$1,124,900
58 Parnell Crescent

$1,124,900

New
16d
Detached2-Storey

58 Parnell Crescent, Whitby

Total Monthly Obligation $5,552

Beds
4
Baths
3
Park
2
Sqft
2500-3000
DOM
16d
Score
16
Yield
3.9%
Cash on Cash
-7.4%
Cap Rate
3.0%
5Y IRR
9.7%
10Y IRR
10.0%
Property Type-Detached
MLS® Number-E13871834
Beds-4
Bathrooms-3
Size-2500-3000 sqft
Lot Size-64.54 × 112.52 ft
Listed on site-Oct 7, 2026
Style-2-Storey
Building Type-Detached
Taxes-$7,672.82 (2026)
Parking-4 - Attached
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-Royal LePage Frank Real Estate
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-Inground
Facing-South
Exterior-Brick, Stone
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-60-90 Days
Neighbourhood-Pringle Creek
Title-Residential Freehold

No agent assigned

Welcome To A Home Designed For The Way You Actually Want To Live. Offering Over 2,500 Sq. Ft. Of Beautifully Finished Space, This Impressive All-Brick Home With Stone Accents Sits On A Premium, Private Lot In A Fantastic Family-Friendly Neighbourhood, Just A Short Walk To Schools And Parks. At The Heart Of The Home Is A Show-Stopping Renovated Kitchen Designed For Everything From Busy Weekday Mornings To Big Family Gatherings. A Massive Centre Island, Quartz Countertops, Custom Pantry And Dedicated Coffee Station Offer Prep And Storage Space Galore, While The Double-Sided Fireplace Adds Warmth And Ambience To The Main Living Space...Truly Every Home Chef & Entertainer's Dream! Working From Home Has Never Looked So Good, With A Main Floor Office Offering The Perfect Spot To Focus, Create, And Get Things Done. Upstairs, The Massive Family Room Over The Garage Is The Perfect Place To Unwind: Soaring, Vaulted Ceilings, An Additional Fireplace, And Endless Possibilities For Movie Nights, Playdates, Or Quiet Evenings In. The Spacious Primary Retreat Is Your Place To Recharge, Complete With A 5-Piece Ensuite And His-And-Hers Closets (Hers Is A Massive Walk-In). Three Additional Generously Sized Bedrooms Give Everyone Room To Spread Out, While No Carpet Throughout Makes The Home Feel Fresh, And Move-In Ready! Step Outside Into Your Very Own Backyard Oasis. This Private, Beautifully Landscaped Lot Is Built For Summer Living, Featuring An Inground Pool With A Stunning Waterfall Feature, A Charming Cabana Shed, And A Gorgeous Surrounding Patio Perfect For Hosting Or Simply Relaxing In Your Own Slice Of Paradise. Soffit Lighting Adds A Warm, Polished Touch For Evening Hosting, While The On Demand Irrigation System Keep The Grass & Gardens Looking Lush All Summer Long! Most Windows Have Been Updated For Added Comfort And Efficiency. This Is More Than A House, It's A Lifestyle, With Space To Work, Entertain, Unwind And Make Memories For Years To Come!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$899,920
Land Transfer Taxes$18,973
Legal Fees (Est.)
$
Total cash required for closing$245,453

Total Monthly Obligation

$5,552/mo
Mortgage $4,538
Monthly Loss $4,358
Principal$1,194
Interest$3,343
Property Tax$639
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.4%14
Cash-on-Cash
-11.1%1
5-Year IRR
6.9%18
10-Year IRR
8.1%
Returns Index
10.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$44,136/yr
NOI
$27,550/yr
Net Cash Flow
-$2,242/mo
Cash Margin
-60.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.515
LTV Ratio
80.0%18
Vacancy Buffer
1.7 mo27
Risk Index
16.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 58 Parnell Crescent

Time

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