57 Harbourside Drive, Whitby

$730,000
57 Harbourside Drive

$730,000

New
16d
Att/Row/Townhouse2-Storey

57 Harbourside Drive, Whitby

Total Monthly Obligation $3,769

Beds
3
Baths
3
Park
1
Sqft
1500-2000
DOM
16d
Score
18
Yield
4.9%
Cash on Cash
-3.8%
Cap Rate
3.8%
5Y IRR
12.6%
10Y IRR
12.3%
Property Type-Att/Row/Townhouse
MLS® Number-E13873142
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-19.7 × 109 ft
Listed on site-Oct 7, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Age-6-15
Taxes-$5,395 (2025)
Parking-2 - Attached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-KINGSWAY REAL ESTATE
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-South
Exterior-Aluminum Siding, Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-30/60
Neighbourhood-Port Whitby
Title-Residential Freehold

No agent assigned

Welcome to **Port Whitby**, where lakeside living meets everyday convenience! Situated on a **premium lot in one of Whitby's most desirable communities**, this beautifully maintained, one-owner home showcases true pride of ownership and is just steps from the lake, scenic waterfront trails and neighbourhood amenities. Commuters will appreciate convenient access to the **Whitby GO Station, Highway 401 and local transit**, making this an ideal location for both work and lifestyle.Step inside through the spacious entryway and into a bright, inviting **open-concept living space** designed for comfortable everyday living and entertaining. The updated kitchen features **granite countertops, stainless steel appliances** and a breakfast area offering a **view of the lake**-the perfect backdrop for your morning coffee. Outside, enjoy a **fully fenced backyard with an upgraded wooden deck**, providing plenty of space to relax, entertain and enjoy the warmer months.Thoughtful maintenance adds even more value and peace of mind: the **furnace motor replaced in 2022**, with the **A/C professionally serviced annually**; the **rental hot water tank was replaced in 2023**; and the **roof shingles received maintenance where needed**. Smoke-free and lovingly cared for by its original owner, this **move-in-ready Port Whitby home** offers location, lifestyle and pride of ownership all in one. **Come experience lakeside living and see why this one deserves to be at the top of your list!**

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$584,000
Land Transfer Taxes$11,075
Legal Fees (Est.)
$
Total cash required for closing$158,575

Total Monthly Obligation

$3,769/mo
Mortgage $2,945
Monthly Loss $2,994
Principal$775
Interest$2,170
Property Tax$450
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.0%18
Cash-on-Cash
-8.4%1
5-Year IRR
9.0%29
10-Year IRR
9.8%
Returns Index
15.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,532/yr
NOI
$22,084/yr
Net Cash Flow
-$1,104/mo
Cash Margin
-37.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.628
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo41
Risk Index
22.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 57 Harbourside Drive

Time

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Data last updated within the past 24 hours.