441 Paddington Crescent, Oshawa

$798,500
441 Paddington Crescent

$798,500

Price Change
16d
Detached2-Storey

441 Paddington Crescent, Oshawa

Total Monthly Obligation $4,153

HausQ Valuation Report
Beds
5
Baths
3
Park
4
Sqft
2000-2500
DOM
16d
Score
21
Yield
5.7%
Cash on Cash
-0.4%
Cap Rate
4.5%
5Y IRR
15.2%
10Y IRR
14.3%
Property Type-Detached
MLS® Number-E13873286
Beds-5
Bathrooms-3
Size-2000-2500 sqft
Lot Size-48 × 130 ft
Listed on site-Oct 7, 2026
Style-2-Storey
Building Type-Detached
Taxes-$6,679.45 (2026)
Parking-5 - Attached
Basement-Finished with Walk-Out, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-RE/MAX WEST REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-Inground
Facing-East
Exterior-Aluminum Siding, Brick
Roof-Asphalt Shingle
Foundation-Brick
Sewer-Sewer
Possession-Flexible
Neighbourhood-Centennial
Title-Residential Freehold

No agent assigned

Gorgeous 3+2 bedroom, 2-storey home backing onto a breathtaking ravine with NO direct rear neighbours! Your own private outdoor retreat featuring a natural creek, mature greenery, stunning ravine views, heated inground pool and brand-new backyard deck (2025)-perfect for relaxing and entertaining. Pool features a new liner and pump (2025) and heater replaced in 2022. Enjoy summer BBQs, pool days and peaceful evenings surrounded by nature and complete privacy. Inside, this move-in-ready home offers an updated kitchen with custom maple cabinetry, quartz counters and modern upgrades, a spacious family room with wood-burning fireplace and walk-out to the deck, plus a professionally finished basement with recreation area, gas fireplace, office and walk-out to the large patio. Furnace and A/C replaced in 2021, fence in 2022 and balcony deck in 2024. Close to parks, trails, schools, shopping, major roads and GO Transit. A rare opportunity to enjoy resort-style outdoor living in the city!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$638,800
Land Transfer Taxes$12,445
Legal Fees (Est.)
$
Total cash required for closing$173,645

Total Monthly Obligation

$4,153/mo
Mortgage $3,221
Monthly Loss $3,305
Principal$848
Interest$2,373
Property Tax$557
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.7%24
Cash-on-Cash
-5.2%2
5-Year IRR
11.5%47
10-Year IRR
11.8%
Returns Index
24.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$45,408/yr
NOI
$29,688/yr
Net Cash Flow
-$747/mo
Cash Margin
-19.7%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7713
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo36
Risk Index
22.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 441 Paddington Crescent

Time

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Data last updated within the past 24 hours.