127 Hickory Street N, Whitby

$844,900
127 Hickory Street N

$844,900

New
9d
Att/Row/Townhouse2-Storey

127 Hickory Street N, Whitby

Total Monthly Obligation $3,965

Beds
3
Baths
3
Park
1
Sqft
1500-2000
DOM
9d
Score
18
Yield
4.3%
Cash on Cash
-4.0%
Cap Rate
3.7%
5Y IRR
12.4%
10Y IRR
12.1%
Property Type-Att/Row/Townhouse
MLS® Number-E14031126
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-18.77 × 132.68 ft
Listed on site-Oct 14, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Age-New
Taxes-$2,184.34 (2026)
Parking-2 - Attached
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-Keller Williams Energy Real Estate
Cooling-None
Laundry-No
Fireplace-Electric
Pool-None
Facing-East
Exterior-Brick, Stone
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-30/60/90
Neighbourhood-Downtown Whitby
Title-Residential Freehold

No agent assigned

Brand new, never lived in freehold townhome by the award winning builder DeNoble Homes. This move-in-ready, 3-bedroom, 3-bathroom home offers an open-concept layout with 9-foot ceilings, oak stairs with modern metal pickets, upgraded lighting and pot lights throughout, and an inviting family room with a floor-to-ceiling window, a large sliding door, and a custom paneled electric fireplace. The stunning kitchen boasts extended-height cabinetry with crown moulding, quartz countertops, undermount sinks, soft-close drawers, and a 6 ft pantry. Upstairs features convenient second-floor laundry and three generous bedrooms, including a spacious primary suite with a walk-in closet and ensuite. Additional highlights include a brick and stone exterior, interior garage access, an oversized front closet with built-in lighting, and quality finishes throughout. Ideally located in the heart of downtown Whitby, just minutes to Highways 401, 407 and 412, with shopping, restaurants, cafes, schools, parks, and all amenities nearby.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$675,920
Land Transfer Taxes$13,373
Legal Fees (Est.)
$
Total cash required for closing$183,853

Total Monthly Obligation

$3,965/mo
Mortgage $3,408
Monthly Loss $3,068
Principal$897
Interest$2,511
Property Tax$182
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.2%1
5-Year IRR
9.1%29
10-Year IRR
9.8%
Returns Index
15.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,252/yr
NOI
$25,942/yr
Net Cash Flow
-$1,246/mo
Cash Margin
-41.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.638
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo39
Risk Index
21.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 127 Hickory Street N

Time

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