120 Winter Gardens Trail, Toronto E10

$989,000
120 Winter Gardens Trail

$989,000

New
9d
Detached2-Storey

120 Winter Gardens Trail, Toronto E10

Total Monthly Obligation $4,765

HausQ Valuation Report
Beds
4
Baths
3
Park
2
Sqft
1500-2000
DOM
9d
Score
16
Yield
3.9%
Cash on Cash
-6.6%
Cap Rate
3.2%
5Y IRR
10.4%
10Y IRR
10.5%
Property Type-Detached
MLS® Number-E14033158
Beds-4
Bathrooms-3
Size-1500-2000 sqft
Lot Size-35 × 105 ft
Listed on site-Oct 14, 2026
Style-2-Storey
Building Type-Detached
Taxes-$4,803.37 (2026)
Parking-4 - Attached
Basement-Finished, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-KELLER WILLIAMS ADVANTAGE REALTY
Cooling-Central Air
Laundry-No
Fireplace-Wood
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-Rouge E10
Title-Residential Freehold

No agent assigned

BUYER INCENTIVE: 1-Year Home Warranty Included for Total Peace of Mind! 120 Winter Garden is 100% move-in ready - offering the perfect step up into a detached home. Beautifully maintained and built for family life, it features an updated eat-in kitchen with stone counters and a sunny bay window. The cozy main floor family room flows out to a massive deck and private yard-ideal for summer BBQs with friends and hosting family gatherings. Enjoy gleaming hardwood across both upper levels, plus three large bedrooms including a primary suite with two double closets and a semi-ensuite. The Bonus Level: A finished basement with a separate entrance, extra bedroom/office, and full bath-perfect for visiting extended family, or working from home. Nestled in a quiet, trusted West Rouge pocket: walk to Rouge GO, Port Union shops, waterfront trails, and top JK-8 schools without crossing busy streets. Smart value, a solid home & commuter friendly home in a great West Rouge pocket.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$791,200
Land Transfer Taxes$16,255
Legal Fees (Est.)
$
Total cash required for closing$215,555

Total Monthly Obligation

$4,765/mo
Mortgage $3,989
Monthly Loss $3,715
Principal$1,050
Interest$2,940
Property Tax$400
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.6%15
Cash-on-Cash
-10.5%1
5-Year IRR
7.3%20
10-Year IRR
8.5%
Returns Index
11.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$38,748/yr
NOI
$25,570/yr
Net Cash Flow
-$1,859/mo
Cash Margin
-57.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.535
LTV Ratio
80.0%18
Vacancy Buffer
2.0 mo32
Risk Index
18.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 120 Winter Gardens Trail

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.