2545 Simcoe Street N 306, Oshawa

$549,900
2545 Simcoe Street N 306

$549,900

New
9d
Condo Apartment1 Storey/Apt

2545 Simcoe Street N 306, Oshawa

Total Monthly Obligation $3,089

Beds
3
Baths
2
Park
1
Sqft
1000-1199
DOM
9d
Score
20
Yield
5.8%
Cash on Cash
-2.3%
Cap Rate
4.1%
5Y IRR
13.7%
10Y IRR
13.1%
Property Type-Condo Apartment
MLS® Number-E14034488
Beds-3
Bathrooms-2
Size-1000-1199 sqft
Listed on site-Oct 14, 2026
Style-1 Storey/Apt
Building Type-Condo Apartment
Age-0-5
Taxes-$1,632.86 (2026)
Maintenance-$534.96/mo
Locker-Owned
Parking-1 - Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 PEOPLE`S CHOICE REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Brick, Stone
Possession-TBD
Neighbourhood-Windfields
Title-Residential Condo & Other

No agent assigned

Discover the perfect blend of modern luxury and effortless convenience in this spacious 3-bedroom, 2-bathroom condo offering 943 sqft + 246 sqft oversized balcony located in North Oshawa's highly desirable Windfields Farms community. Thoughtfully designed with a functional, no-wasted-space open layout, the suite features a contemporary kitchen with stainless steel appliances and a radiant living area framed by floor-to-ceiling windows, which walk out to an oversized private balcony boasting exceptional views and light. Complete with in-suite laundry and a dedicated parking space, this high-demand unit is currently tenanted with fantastic, flexible tenants who can stay or go, offering absolute turnkey ease for an investor or a seamless move-in for an end-user. Residents enjoy a true resort-style lifestyle, backed by 24/7 concierge security and over 47,000 square feet of world-class indoor and outdoor amenities, including state-of-the-art fitness and spin studios, high-tech co-working lounges, a private theater, a pet spa, and a spectacular fourth-floor rooftop terrace designed for outdoor dining and socializing. Strategically positioned for ultimate convenience, this landmark address sits just steps from Durham College, Ontario Tech University, and scenic local trails, with Costco, the LCBO, and a bustling new retail plaza right next door. Offering effortless commuting via rapid access to Highways 407, 412, and 401, , this premium property represents an unmatched opportunity for long-term growth and sophisticated living.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$439,920
Land Transfer Taxes$7,473
Legal Fees (Est.)
$
Total cash required for closing$118,953

Total Monthly Obligation

$3,089/mo
Mortgage $2,218
Monthly Loss $2,505
Principal$584
Interest$1,634
Property Tax$136
Condo Fees$535
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
3.3%21
Cash-on-Cash
-6.9%1
5-Year IRR
10.3%37
10-Year IRR
10.9%
Returns Index
19.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,076/yr
NOI
$18,416/yr
Net Cash Flow
-$683/mo
Cash Margin
-25.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.6910
LTV Ratio
80.0%18
Vacancy Buffer
3.1 mo52
Risk Index
26.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 2545 Simcoe Street N 306

Time

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