127 Cathedral Drive, Whitby

$899,900
127 Cathedral Drive

$899,900

New
8d
Att/Row/Townhouse2-Storey

127 Cathedral Drive, Whitby

Total Monthly Obligation $4,533

Beds
4
Baths
4
Park
4
Sqft
2000-2500
DOM
8d
Score
17
Yield
4.2%
Cash on Cash
-6.4%
Cap Rate
3.2%
5Y IRR
10.5%
10Y IRR
10.6%
Property Type-Att/Row/Townhouse
MLS® Number-E14079920
Beds-4
Bathrooms-4
Size-2000-2500 sqft
Lot Size-34.22 × 110.09 ft
Listed on site-Oct 15, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Age-6-15
Taxes-$6,341 (2025)
Parking-5 - Built-In
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-REVEL Realty Inc.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Rolling Acres
Title-Residential Freehold

No agent assigned

Welcome to 127 Cathedral Drive in Whitby's desirable Rolling Acres community! This exceptional 4-bedroom, 4-bathroom corner unit home offers almost 2,400 sq. ft. of beautifully designed above-grade living space, plus a fully finished basement! With its oversized corner lot, extensive upgrades and impressive layout, this home delivers the space and functionality of a detached home! Step inside to discover a bright, open-concept main floor featuring a beautifully updated kitchen, spacious living and dining areas, and a dedicated main-floor office. Elegant wainscoting throughout the first and second floors, freshly painted walls, California shutters, modern light fixtures and smart light switches add style and sophistication throughout. The fully finished basement is an entertainer's dream! Featuring an open-concept recreation room, premium vinyl flooring and a 3-piece bathroom, this level is highlighted by a professionally installed private home theatre! Enjoy the ultimate cinematic experience with a Dolby Atmos 9.2 surround sound system, receiver, massive 117-inch screen, 4K projector, 4K Blu-ray player and three motorized leather recliners. Outside, the oversized corner lot offers beautifully maintained landscaping, extensive interlocking pavers, automatic app-controlled in-ground sprinklers and a large garden shed. The convenience of a four-car driveway and garage featuring a NEW garage door (2026), EV charging plug-in and ceiling-mounted motorized bike rack. Additional highlights include laundry room cabinetry, a water softener and all existing light fixtures. LOCATION IS EVERYTHING! Just minutes from Metro, restaurants, shopping, parks, schools and everyday amenities, with convenient access to Highway 407 and major commuter routes. Beautifully updated, thoughtfully equipped and exceptionally spacious, 127 Cathedral Drive is anything but ordinary. A rare opportunity. THIS IS ONE YOU NEED TO EXPERIENCE IN PERSON!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$719,920
Land Transfer Taxes$14,473
Legal Fees (Est.)
$
Total cash required for closing$195,953

Total Monthly Obligation

$4,533/mo
Mortgage $3,630
Monthly Loss $3,578
Principal$955
Interest$2,675
Property Tax$528
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.6%15
Cash-on-Cash
-10.5%1
5-Year IRR
7.4%20
10-Year IRR
8.5%
Returns Index
11.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$37,872/yr
NOI
$23,244/yr
Net Cash Flow
-$1,693/mo
Cash Margin
-53.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.535
LTV Ratio
80.0%18
Vacancy Buffer
2.1 mo33
Risk Index
19.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 127 Cathedral Drive

Time

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Data last updated within the past 24 hours.