44 Finnegan Place, Whitby

$999,990
44 Finnegan Place

$999,990

New
7d
DetachedBungalow

44 Finnegan Place, Whitby

Total Monthly Obligation $5,005

Beds
3
Baths
3
Park
4
Sqft
1500-2000
DOM
7d
Score
16
Yield
4.1%
Cash on Cash
-7.1%
Cap Rate
3.1%
5Y IRR
10.0%
10Y IRR
10.2%
Property Type-Detached
MLS® Number-E14084978
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-49.21 × 125 ft
Listed on site-Oct 16, 2026
Style-Bungalow
Building Type-Detached
Age-16-30
Taxes-$7,154 (2025)
Parking-6 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-EXP REALTY
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-East
Exterior-Brick
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Pringle Creek
Title-Residential Freehold

No agent assigned

Rare offering in the heart of sought after Pringle Creek, Whitby. ~ A beautifully renovated true bungalow delivering approximately 1,695 sq ft of easy one level living on a wide 49ft x125 ft (118ft) foot lot, plus a fully finished lower level for roughly 1500 sq ft with a total finished space of approximately 3195 sqft. ~ Just completed with brand new engineered hardwood, designer paint, and new black aluminum staircase spindles. ~ California shutters throughout and a dramatic vaulted cathedral foyer. ~ The bright white kitchen offers white appliances, a subway tile backsplash and a walks out to a fully landscaped, private yard. ~ The spacious primary retreat has a walk in closet and private ensuite, and two more generous main floor bedrooms make one level living effortless. ~ Gather in the family room by the gas fireplace, then head downstairs to a basement built for entertaining, complete with a bar area, a media room with its own fireplace, a 3 piece bath and a large workshop for the hobbyist. ~ Location is everything here. Pringle Creek is one of Whitby's most established and connected neighbourhoods, set on a quiet, mature street yet moments from it all. ~ You are close to top rated schools, parks, trails and recreation centres, with shopping and dining at Thickson and Taunton just minutes away. ~ Commuters will love the quick access to Highways 401, 407 and 412 and the nearby Whitby GO Station, making travel across the GTA simple. ~ A turnkey true bungalow on a premium lot in a prime pocket rarely comes to market. ~ Nothing to do but move in, unpack and enjoy all this special home and community have to offer.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$799,992
Land Transfer Taxes$16,475
Legal Fees (Est.)
$
Total cash required for closing$217,973

Total Monthly Obligation

$5,005/mo
Mortgage $4,034
Monthly Loss $3,943
Principal$1,061
Interest$2,972
Property Tax$596
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-11.0%1
5-Year IRR
7.0%18
10-Year IRR
8.3%
Returns Index
10.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$40,500/yr
NOI
$24,796/yr
Net Cash Flow
-$1,967/mo
Cash Margin
-58.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.515
LTV Ratio
80.0%18
Vacancy Buffer
1.9 mo30
Risk Index
17.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 44 Finnegan Place

Time

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