1145 Valley Court, Oshawa

$612,000
1145 Valley Court

$612,000

New
7d
Semi-Detached 2-Storey

1145 Valley Court, Oshawa

Total Monthly Obligation $3,148

Beds
3
Baths
3
Park
3
Sqft
1100-1500
DOM
7d
Score
20
Yield
5.2%
Cash on Cash
-1.8%
Cap Rate
4.2%
5Y IRR
14.1%
10Y IRR
13.4%
Property Type-Semi-Detached
MLS® Number-E14085506
Beds-3
Bathrooms-3
Size-1100-1500 sqft
Lot Size-29.92 × 110.09 ft
Listed on site-Oct 16, 2026
Style-2-Storey
Building Type-Semi-Detached
Taxes-$3,654.79 (2026)
Parking-3 - None
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-Right At Home Realty
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Block
Sewer-Sewer
Possession-TBD
Neighbourhood-Lakeview
Title-Residential Freehold

No agent assigned

This beautifully maintained 3-bedroom, 3-bathroom detached home offers stylish updates, comfortable living space, and fantastic outdoor features. The renovated open-concept kitchen (2017) boasts a centre island, subway tile backsplash, stainless steel appliances, ample counter space, and a walkout to the side deck and fully fenced backyard. The bright main living area features California shutters and overlooks the charming front porch. Upstairs, you'll find three spacious bedrooms with hardwood flooring and an updated family bathroom (2024) complete with a Jacuzzi tub and tiled shower surround. The finished basement provides additional living space with a large recreation room, built-in bar with plumbing available for a future wet bar, a 3-piece bathroom, and abundant storage. Enjoy beautifully landscaped perennial gardens, a private backyard, side deck, gas BBQ hookup, and inviting front porch. Located just minutes from schools, parks, shopping, transit, and the Oshawa Creek recreational trail system, offering scenic cycling and walking routes all the way to the Lake Ontario waterfront. A move-in-ready home offering exceptional value in a family-friendly neighbourhood. This Home has it all and is waiting for the next family to fill it with new memories. Easy access to GO Transit, bus routes, 401, shopping. Come explore the area and Home to see all they have to offer. The Family Home you have been waiting for.

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%
%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$489,600
Land Transfer Taxes$8,715
Legal Fees (Est.)
$
Total cash required for closing$132,615

Total Monthly Obligation

$3,148/mo
Mortgage $2,469
Monthly Loss $2,499
Principal$650
Interest$1,819
Property Tax$305
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.3%21
Cash-on-Cash
-7.0%1
5-Year IRR
10.1%36
10-Year IRR
10.7%
Returns Index
19.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,728/yr
NOI
$20,400/yr
Net Cash Flow
-$769/mo
Cash Margin
-29.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.6910
LTV Ratio
80.0%18
Vacancy Buffer
3.0 mo51
Risk Index
26.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1145 Valley Court

Time

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