25 Charterhouse Drive, Whitby

$1,239,777
25 Charterhouse Drive

$1,239,777

New
7d
Detached2-Storey

25 Charterhouse Drive, Whitby

Total Monthly Obligation $6,265

Beds
4
Baths
3
Park
2
Sqft
2000-2500
DOM
7d
Score
15
Yield
3.5%
Cash on Cash
-10.1%
Cap Rate
2.4%
5Y IRR
7.7%
10Y IRR
8.4%
Property Type-Detached
MLS® Number-E14087390
Beds-4
Bathrooms-3
Size-2000-2500 sqft
Lot Size-45.06 × 98.77 ft
Listed on site-Oct 16, 2026
Style-2-Storey
Building Type-Detached
Age-6-15
Taxes-$10,672.83 (2026)
Parking-4 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-SUTTON GROUP-HERITAGE REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-None
Facing-East
Exterior-Brick, Stone
Roof-Asphalt Shingle
Foundation-Unknown
Sewer-Sewer
Possession-TBA
Neighbourhood-Rolling Acres
Title-Residential Freehold

No agent assigned

Welcome to 25 Charterhouse Dr! This 4-bedroom executive home offers a thoughtful design and quality finishes throughout. At the heart of the home, you'll find a beautifully appointed kitchen with granite counters, a gorgeous backsplash, rich floor-to-ceiling cabinetry, a centre island and a sun-filled breakfast area with a walkout to the backyard and stamped concrete patio. Coffered ceilings add beautiful architectural detail to the living and dining rooms, while 9' smooth ceilings throughout the main floor create a bright and spacious atmosphere. Upscale finishes flow seamlessly throughout the home with beautiful hardwood floors and stairs and polished 24" porcelain tiles throughout the main floor, complemented by 7" baseboards and 9" crown moulding, creating a timeless and luxurious feel. Upstairs, you'll find four spacious bedrooms, including a lovely primary retreat with a 5-piece ensuite featuring a soaker tub, double sinks with granite counters and an oversized shower accented with mosaic tile. The additional full bathroom also features double sinks and granite counters, while the main-floor powder room continues the granite detailing. The finished basement offers even more living space with an inviting recreation room featuring oversized windows, pot lights and a striking stacked-stone feature wall. A separate games room offers excellent flexibility and could easily become a fifth bedroom, with a 3-piece bathroom rough-in already in place to create a potential private ensuite. Outside, enjoy summer days on the stamped concrete patio and quiet evenings on the covered front porch. Elegant, spacious and designed for everyday living, this is a home you'll enjoy for years to come.

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Properties $1M+ require 20% down.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$991,822
Land Transfer Taxes$21,271
Legal Fees (Est.)
$
Total cash required for closing$270,726

Total Monthly Obligation

$6,265/mo
Mortgage $5,001
Monthly Loss $4,949
Principal$1,316
Interest$3,685
Property Tax$889
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.9%12
Cash-on-Cash
-13.6%0
5-Year IRR
5.0%11
10-Year IRR
6.8%
Returns Index
6.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$43,356/yr
NOI
$23,848/yr
Net Cash Flow
-$3,014/mo
Cash Margin
-83.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.403
LTV Ratio
80.0%18
Vacancy Buffer
1.6 mo24
Risk Index
15.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 25 Charterhouse Drive

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.