34 Waterfront Crescent, Whitby

$1,299,990
34 Waterfront Crescent

$1,299,990

New
6d
Detached2-Storey

34 Waterfront Crescent, Whitby

Total Monthly Obligation $6,515

Beds
5
Baths
4
Park
4
Sqft
2500-3000
DOM
6d
Score
16
Yield
4.0%
Cash on Cash
-7.6%
Cap Rate
2.9%
5Y IRR
9.6%
10Y IRR
9.9%
Property Type-Detached
MLS® Number-E14090178
Beds-5
Bathrooms-4
Size-2500-3000 sqft
Lot Size-39.14 × 103.4 ft
Listed on site-Oct 17, 2026
Style-2-Storey
Building Type-Detached
Age-0-5
Taxes-$10,755.78 (2026)
Parking-6 - Built-In
Basement-Unfinished, Full
Heating-Forced Air (Gas)
Brokerage-PIVOT REAL ESTATE GROUP
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Port Whitby
Title-Residential Freehold

No agent assigned

Welcome to this spectacular, spacious and sun-filled 4 Bedroom family size home located at the end of a private crescent in the most desirable neighbourhood of Whitby's most ideal lakeside location. This beautiful contemporary elevation detached home is backing onto open green space and park provides plenty of sun exposure and privacy. Long deep lot can accommodate up to 4 cars on the driveway. NORTHEAST facing home. Private location walking distance to the school and park. Featuring 9-foot ceilings on both main and second floor, a rare find in this area of town. Hardwood floors on main level and oak staircase. Almost 3,000 sq.ft of open concept, spacious and practical layout, sleek quartz countertops, and a kitchen island ready to inspire your culinary creations! Cozy Family room with fireplace. Separate dining and family rooms. Primary features 5 pc ensuite & oversized walk-in closet. Bonus computer niche on second level. Full unspoiled basement ready for your personal touch. Rough-in for EV charge. 200 Amp electrical service. MUST SEE HOME! Don't miss the chance to own this rarely offered brand new home in super amazing location. Surrounded by parks, and top-rated schools like cole lmentaire Antonine Maillet and Whitby Shores Public School just a 2-minute walk away, every aspect of family life is effortlessly catered to. Conveniently located across from Portage Park, this new home offers easy access to The Whitby Yacht Club, Lakeridge Health Whitby Hospital, Iroquois Park Sports Centre, and the Whitby Go Station is just 5 minutes drive. With highways 401, 412, and 407 at your fingertips, explore Ontario at your leisure. This property embodies the essence of modern convenience and irresistible charm in Whitby Shores, making it the perfect choice for families seeking a truly enriching lifestyle.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$1,039,992
Land Transfer Taxes$22,475
Legal Fees (Est.)
$
Total cash required for closing$283,973

Total Monthly Obligation

$6,515/mo
Mortgage $5,244
Monthly Loss $5,135
Principal$1,380
Interest$3,864
Property Tax$896
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.4%14
Cash-on-Cash
-11.2%0
5-Year IRR
6.8%17
10-Year IRR
8.1%
Returns Index
10.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$52,080/yr
NOI
$31,616/yr
Net Cash Flow
-$2,609/mo
Cash Margin
-60.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.505
LTV Ratio
80.0%18
Vacancy Buffer
1.5 mo23
Risk Index
15.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 34 Waterfront Crescent

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.