1610 Charles Street 168, Whitby

$399,000
1610 Charles Street 168

$399,000

New
4d
Condo Apartment2-Storey

1610 Charles Street 168, Whitby

Total Monthly Obligation $2,286

Bed+Den
2+1
Baths
1
Park
2
Sqft
600-699
DOM
4d
Score
25
Yield
6.9%
Cash on Cash
2.3%
Cap Rate
5.1%
5Y IRR
17.4%
10Y IRR
16.1%
Property Type-Condo Apartment
MLS® Number-E14092118
Bed+Den-2+1
Bathrooms-1
Size-600-699 sqft
Listed on site-Oct 19, 2026
Style-2-Storey
Building Type-Condo Apartment
Age-New
Maintenance-$476.7/mo
Locker-Owned
Parking-2 - Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-HERSH REALTY GROUP INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Brick, Concrete
Possession-Immediate
Neighbourhood-Port Whitby
Title-Residential Condo & Other

No agent assigned

An incredible opportunity at The Landing at Whitby Harbour! This bright and spacious two-storey 1-bedroom + den features a ground-level walkout to your own private terrace. Floor-to-ceiling windows fill the open-concept layout with natural light, while the versatile den is perfect for a home office, dining area or additional living space. Enjoy waterfront living just steps from the harbour, marina, parks and scenic trails, with Whitby GO, Highway 401, shopping, restaurants and everyday essentials minutes away. One stacked parking spot accommodating two cars is included at no additional cost, along with one locker. Exceptional value for investors, first-time buyers and end users in one of Whitby's premier waterfront communities. Suite is virtually staged.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$319,200
Land Transfer Taxes$4,460
Legal Fees (Est.)
$
Total cash required for closing$85,760

Total Monthly Obligation

$2,286/mo
Mortgage $1,609
Monthly Loss $1,863
Principal$424
Interest$1,186
Condo Fees$477
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
4.1%28
Cash-on-Cash
-3.2%4
5-Year IRR
13.2%59
10-Year IRR
13.2%
Returns Index
30.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
25/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$27,396/yr
NOI
$16,536/yr
Net Cash Flow
-$231/mo
Cash Margin
-10.1%1
Cash Flow Index
0.7/ 100
Risk Profile
Weight: 20%
DSCR
0.8617
LTV Ratio
80.0%18
Vacancy Buffer
4.2 mo72
Risk Index
35.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1610 Charles Street 168

Time

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