92 Tremount Street, Whitby

$688,000
92 Tremount Street

$688,000

New
4d
Att/Row/Townhouse2-Storey

92 Tremount Street, Whitby

Total Monthly Obligation $3,538

Beds
3
Baths
3
Park
2
Sqft
1100-1500
DOM
4d
Score
18
Yield
4.7%
Cash on Cash
-4.4%
Cap Rate
3.6%
5Y IRR
12.1%
10Y IRR
11.8%
Property Type-Att/Row/Townhouse
MLS® Number-E14092892
Beds-3
Bathrooms-3
Size-1100-1500 sqft
Lot Size-19.69 × 114.83 ft
Listed on site-Oct 19, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Taxes-$4,649 (2025)
Parking-3 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-Royal LePage Frank Real Estate
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-1-29 days
Neighbourhood-Brooklin
Title-Residential Freehold

No agent assigned

Welcome To This Charming Freehold Townhouse Tucked Away On A Quiet, Dead-End Street With Nearby Greenspace In The Heart Of Brooklin! Offering 3 Bedrooms, 3 Bathrooms And A Finished Basement, This Home Presents A Fantastic Opportunity To Get Into One Of Whitby's Most Sought-After Communities. The Bright, Open-Concept Main Floor Offers A Functional Layout With Comfortable Living And Dining Spaces, Along With Plenty Of Potential To Update And Make It Your Own. Upstairs, The Spacious Primary Bedroom Features Convenient Semi-Ensuite Access To A Generously Sized Bathroom Complete With A Separate Bathtub And Shower. Two Additional Bedrooms Provide Flexible Space For Family, Guests Or A Home Office. The Finished Basement Adds Valuable Living Space With An Additional Bathroom, Perfect For A Recreation Room, Playroom Or Family Retreat. Step Outside To Your Private Backyard, Offering Space To Relax, Entertain Or Enjoy Time Outdoors. Enjoy The Peaceful Setting With Nearby Greenspace, While Being Conveniently Located Close To Schools, Parks, Shopping, Restaurants And Everyday Amenities. An Excellent Opportunity To Own A Freehold Home In Desirable Brooklin And Add Your Own Personal Touch!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$550,400
Land Transfer Taxes$10,235
Legal Fees (Est.)
$
Total cash required for closing$149,335

Total Monthly Obligation

$3,538/mo
Mortgage $2,775
Monthly Loss $2,807
Principal$730
Interest$2,045
Property Tax$387
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%17
Cash-on-Cash
-9.2%1
5-Year IRR
8.4%25
10-Year IRR
9.4%
Returns Index
14.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,100/yr
NOI
$19,741/yr
Net Cash Flow
-$1,130/mo
Cash Margin
-42.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.597
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo44
Risk Index
23.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 92 Tremount Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.