246 Cochrane Street, Scugog

$1,425,000
246 Cochrane Street

$1,425,000

New
3d
Detached2-Storey

246 Cochrane Street, Scugog

Total Monthly Obligation $6,829

Beds
5
Baths
4
Park
4
Sqft
3000-3500
DOM
3d
Score
14
Yield
2.7%
Cash on Cash
-12.4%
Cap Rate
1.9%
5Y IRR
5.9%
10Y IRR
7.1%
Property Type-Detached
MLS® Number-E14096970
Beds-5
Bathrooms-4
Size-3000-3500 sqft
Lot Size-61.71 × 133.78 ft
Listed on site-Oct 20, 2026
Style-2-Storey
Building Type-Detached
Taxes-$8,474.74 (2026)
Parking-6 - Attached
Basement-Partially Finished
Heating-Forced Air (Gas)
Brokerage-Royal LePage Frank Real Estate
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-West
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-Port Perry
Title-Residential Freehold

No agent assigned

There Are Streets You Drive Down And Feel Something. Cochrane St Is One Of Them, Tree-Lined, Unhurried & Steeped In The Kind Of Neighbourhood Energy That Simply Can't Be Manufactured. Neighbours Who Wave. The Feeling Of Living In The Country While Being Only Steps From A Picturesque Downtown, w/ Boutique Shops, Restaurants & The Shimmering Waterfront Of Lake Scugog Just Around The Corner. This Is The Street People Wait For. This Custom 2-Storey Sits Perfectly Among It All. The Newly Added Front Porch Is An Immediate Invitation, The Kind Of Place Where Morning Coffee Stretches A Little Longer, Where You Watch The Seasons Change From Your Own Front-Row Seat & Where The Neighbourhood Comes To You. Step Inside And The Scale And Thoughtfulness Reveal Themselves. A Grand Foyer Sets The Tone: 9 Ft Smooth Ceilings, Hardwood Floors & Stunning Coffered Ceilings In The Dining & Living Rooms Add Architectural Depth Both Timeless & Refined. This Is A Home That Has All The Charm & Character Of A Century Property With None Of The Headaches (Built 1996). Tastefully Updated, Freshly Painted & Truly Move-In Ready. The Focal Gas Fireplace Anchors The Family Room & Dining Space Framed By Pocket French Doors, w/ A Walk-Out To The Fully Fenced Yard, Keeping Things Connected & Making Indoor & Outdoor Entertaining Seamless. Natural Light Is A Defining Feature, Flooding Every Principal Room & Making The Space Feel Generous No Matter The Season. The Renovated Chef's Kitchen With Centre Island Was Made For Gathering & Celebrations, And The Mudroom w/ Pantry, 2 Pc Bath & Direct Access To The Attached Oversized Garage w/ New Doors Delivers The Everyday Functionality Every Busy Household Needs. Upstairs: A Spa-Like Primary Suite w/ 4 Pc Ensuite & Walk-In Closet, Plus Four Additional Bedrooms & A 5pc Bath Means There's Plenty Of Room For Your Family To Grow Into This Forever Home. The Finished Basement W/ Rec Room & 3 Pc Bath Offer Endless Possibilities. All This While Being 45 Minutes To Toronto

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$1,140,000
Land Transfer Taxes$24,975
Legal Fees (Est.)
$
Total cash required for closing$311,475

Total Monthly Obligation

$6,829/mo
Mortgage $5,748
Monthly Loss $5,317
Principal$1,513
Interest$4,235
Property Tax$706
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.5%10
Cash-on-Cash
-15.5%0
5-Year IRR
3.5%7
10-Year IRR
5.6%
Returns Index
4.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$38,400/yr
NOI
$21,585/yr
Net Cash Flow
-$3,949/mo
Cash Margin
-123.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.312
LTV Ratio
80.0%18
Vacancy Buffer
1.4 mo22
Risk Index
14.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 246 Cochrane Street

Time

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