74 Henderson Drive, Whitby

$1,228,888
74 Henderson Drive

$1,228,888

New
3d
Detached2-Storey

74 Henderson Drive, Whitby

Total Monthly Obligation $6,118

Beds
5
Baths
4
Park
4
Sqft
2500-3000
DOM
3d
Score
16
Yield
4.1%
Cash on Cash
-6.8%
Cap Rate
3.1%
5Y IRR
10.2%
10Y IRR
10.4%
Property Type-Detached
MLS® Number-E14098348
Beds-5
Bathrooms-4
Size-2500-3000 sqft
Lot Size-49.21 × 230 ft
Listed on site-Oct 20, 2026
Style-2-Storey
Building Type-Detached
Age-31-50
Taxes-$9,428.59 (2026)
Parking-4 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-EXP REALTY
Cooling-Central Air
Laundry-No
Fireplace-Family Room
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Pringle Creek
Title-Residential Freehold

No agent assigned

Welcome to an exceptional ravine-facing residence in one of Pringle Creek's most desirable mature neighbourhoods. Set on an extraordinary 49.21 x 230 ft lot, this meticulously maintained home offers just under 3,000 sq ft of finished living space, timeless curb appeal, and a rare connection to nature in the heart of Whitby. Wake up to deer, rabbits, birds and abundant wildlife as you enjoy morning coffee in the four season solarium. Floor to ceiling windows frame 230 ft of ravine views, mature trees, and peaceful green space. A meditation garden, waterfall, hammock, patio, and multiple seating areas create private cottage living in the city, with endless potential for your dream outdoor retreat. A spacious two storey foyer opens to a bright, functional layout with hardwood flooring on the main floor and greenery visible from nearly every window. The formal living room is complemented by a separate family room with a rustic gas fireplace. The renovated kitchen offers quartz countertops, stainless steel appliances, abundant storage, a large island with seating, and an open flow to the dining room, eat in kitchen area, and solarium. Main floor laundry and a powder room complete the main. Upstairs, the generous primary bedroom includes a walk-in closet plus an adjoining room ideal as a dressing room, study, nursery, or additional closet. The renovated 5pc ensuite features a double vanity, jacuzzi tub, and glass enclosed tiled shower. Three additional bedrooms offer excellent family and guest space.The finished basement adds a large recreation room, games area, wet bar, gym, additional bedroom, and jacuzzi bathroom perfect for relaxing, fitness, movie nights, or working from home. Enjoy direct access to an extensive trail system, with nearby parks, green space, schools, shopping, recreation, and everyday conveniences. 74 Henderson Drive offers a fantastic ravine lot, space, setting, and family lifestyle that are increasingly difficult to find in established Whitby.

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$
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%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$983,110
Land Transfer Taxes$21,053
Legal Fees (Est.)
$
Total cash required for closing$268,331

Total Monthly Obligation

$6,118/mo
Mortgage $4,957
Monthly Loss $4,813
Principal$1,304
Interest$3,653
Property Tax$786
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.6%15
Cash-on-Cash
-10.5%1
5-Year IRR
7.4%20
10-Year IRR
8.5%
Returns Index
11.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$50,760/yr
NOI
$31,755/yr
Net Cash Flow
-$2,311/mo
Cash Margin
-54.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.535
LTV Ratio
80.0%18
Vacancy Buffer
1.6 mo24
Risk Index
16.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 74 Henderson Drive

Time

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Data last updated within the past 24 hours.