360 Watson Street W 308, Whitby

$529,900
360 Watson Street W 308

$529,900

New
3d
Condo ApartmentApartment

360 Watson Street W 308, Whitby

Total Monthly Obligation $3,542

HausQ Valuation Report
Beds
1
Baths
2
Park
1
Sqft
900-999
DOM
3d
Score
17
Yield
6.3%
Cash on Cash
-6.0%
Cap Rate
3.3%
5Y IRR
10.8%
10Y IRR
10.9%
Property Type-Condo Apartment
MLS® Number-E14098694
Beds-1
Bathrooms-2
Size-900-999 sqft
Listed on site-Oct 20, 2026
Style-Apartment
Building Type-Condo Apartment
Age-31-50
Taxes-$4,037 (2026)
Maintenance-$868/mo
Locker-Owned
Parking-1 - Underground
Basement-None
Heating-Forced Air (Gas)
Brokerage-Keller Williams Energy Real Estate
Cooling-Central Air
Laundry-Yes
Fireplace-No
Pool-None
Exterior-Concrete, Other
Possession-Flexible
Neighbourhood-Port Whitby
Title-Residential Condo & Other

No agent assigned

Lakeside Living with Resort Style Amenities! Welcome to Suite 308 at 360 Watson Street West in Whitby. This spacious 1 bedroom, 2 bathroom condo offers approximately 941 sq ft, providing comfortable living space in a highly convenient Port Whitby location.Freshly painted throughout with new light fixtures, the suite features in suite laundry, a lovely balcony and a functional layout with plenty of space to live and entertain. Residents also enjoy a fantastic selection of building amenities, including an indoor swimming pool, gym, sauna, recreation and party room, landscaped courtyard, and on site property manager.Located within walking distance of the waterfront, restaurants, shopping, the Abilities Centre, and Whitby GO Station, with parks, trails, Port Whitby Marina, and major commuter routes nearby. A great opportunity for first time buyers, downsizers, or commuters looking for low maintenance living close to the lake and GO.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$423,920
Land Transfer Taxes$7,073
Legal Fees (Est.)
$
Total cash required for closing$114,553

Total Monthly Obligation

$3,542/mo
Mortgage $2,137
Monthly Loss $2,979
Principal$562
Interest$1,575
Property Tax$336
Condo Fees$868
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-10.8%1
5-Year IRR
7.4%20
10-Year IRR
8.9%
Returns Index
11.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,516/yr
NOI
$13,311/yr
Net Cash Flow
-$1,028/mo
Cash Margin
-36.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.525
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo44
Risk Index
22.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 360 Watson Street W 308

Time

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Data last updated within the past 24 hours.