1206 Northgate Crescent, Oshawa

$909,900
1206 Northgate Crescent

$909,900

New
3d
Detached2-Storey

1206 Northgate Crescent, Oshawa

Total Monthly Obligation $4,654

Beds
4
Baths
4
Park
4
Sqft
2000-2500
DOM
3d
Score
17
Yield
4.6%
Cash on Cash
-5.0%
Cap Rate
3.5%
5Y IRR
11.6%
10Y IRR
11.5%
Property Type-Detached
MLS® Number-E14098746
Beds-4
Bathrooms-4
Size-2000-2500 sqft
Lot Size-41.49 × 105.09 ft
Listed on site-Oct 20, 2026
Style-2-Storey
Building Type-Detached
Taxes-$7,302 (2025)
Parking-6 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-HOME CHOICE REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Family Room, Wood
Pool-Inground
Facing-North
Exterior-Brick, Vinyl Siding
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-60/90
Neighbourhood-Centennial
Title-Residential Freehold

No agent assigned

Opportunities like this are rare-don't miss your chance to call this exceptional property home! With storybook charm and timeless appeal, this beautifully maintained residence is nestled on a quiet, tree-lined street where pride of ownership is evident at every turn. From the moment you arrive, you'll be welcomed by manicured landscaping and undeniable curb appeal. Offering four spacious bedrooms, four bathrooms and over 2,200 sq. ft. of above-grade living space, this thoughtfully designed home provides exceptional comfort and functionality for modern family living. The main level features bright and inviting living and dining areas, ideal for celebrations or everyday family time. The brand-new eat-in kitchen(26), complete with new kitchen flooring(26), offers a fresh, modern look with plenty of space for meal preparation and casual dining. The cozy family room, highlighted by a charming wood-burning fireplace and walkout to the backyard, provides the perfect place to relax and recharge. The backyard is truly a private oasis. Surrounded by mature cedars for exceptional privacy, it features an exercise inground pool that has been fully updated (26) with new piping, a new pump and a new heater. A spacious gazebo and generous entertaining area make this the perfect setting for summer gatherings or peaceful evenings under the stars. Additional updates include a new furnace and new central air conditioner, providing year-round comfort and peace of mind. With its many recent improvements and fresh new look, this beautifully updated home is move-in ready and waiting to welcome its next family.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$727,920
Land Transfer Taxes$14,673
Legal Fees (Est.)
$
Total cash required for closing$198,153

Total Monthly Obligation

$4,654/mo
Mortgage $3,670
Monthly Loss $3,688
Principal$966
Interest$2,704
Property Tax$609
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%17
Cash-on-Cash
-9.2%1
5-Year IRR
8.4%25
10-Year IRR
9.3%
Returns Index
13.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$42,000/yr
NOI
$25,998/yr
Net Cash Flow
-$1,504/mo
Cash Margin
-43.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.597
LTV Ratio
80.0%18
Vacancy Buffer
2.1 mo32
Risk Index
19.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1206 Northgate Crescent

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.