2259 Cottonwood Circle, Pickering

$1,049,000
2259 Cottonwood Circle

$1,049,000

New
3d
Detached2-Storey

2259 Cottonwood Circle, Pickering

Total Monthly Obligation $5,331

HausQ Valuation Report
Beds
5
Baths
4
Park
2
Sqft
2000-2500
DOM
3d
Score
16
Yield
4.3%
Cash on Cash
-6.3%
Cap Rate
3.2%
5Y IRR
10.6%
10Y IRR
10.7%
Property Type-Detached
MLS® Number-E14099980
Beds-5
Bathrooms-4
Size-2000-2500 sqft
Lot Size-47.48 × 104.99 ft
Listed on site-Oct 20, 2026
Style-2-Storey
Building Type-Detached
Age-31-50
Taxes-$8,692.37 (2026)
Parking-4 - Built-In
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-BOSLEY REAL ESTATE LTD.
Cooling-Central Air
Laundry-No
Fireplace-Family Room, Natural Gas
Pool-None
Facing-East
Exterior-Brick Veneer
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-60/90 + Flexible
Neighbourhood-Liverpool
Title-Residential Freehold

No agent assigned

Everyone wins with this detached, 4-bedroom multi-generational masterpiece tucked away on a blissfully quiet cul-de-sac. Located in Pickering's highly coveted Liverpool community, this property delivers the holy trinity of modern real estate: serious space, total privacy, and ultimate layout flexibility. The main residence is beautifully dialed-in for high-vibe family living, but the real mic-drop is the fully finished basement - featuring a private, suite-style setup complete with its own kitchen, it is the ultimate landing pad for extended family, long-term guests, or independent living without a single compromise on comfort. It even has its own laundry! Outside, a private, kid-friendly setting and a 2-car garage check all the practical boxes. The location? An absolute home run. You have top-tier schools, leafy neighbourhood parks, and the shopping and dining hub of Pickering Town Centre very close by. Commuters rejoice-the Pickering GO Station and the 401 are just moments away, keeping you effortlessly connected while you hide out in your suburban sanctuary. A rare opportunity to score a home that truly evolves with your family's needs. Win at life. Come and get it.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$839,200
Land Transfer Taxes$17,455
Legal Fees (Est.)
$
Total cash required for closing$228,755

Total Monthly Obligation

$5,331/mo
Mortgage $4,231
Monthly Loss $4,217
Principal$1,113
Interest$3,118
Property Tax$724
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.6%16
Cash-on-Cash
-10.3%1
5-Year IRR
7.5%21
10-Year IRR
8.7%
Returns Index
11.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$45,336/yr
NOI
$27,610/yr
Net Cash Flow
-$1,931/mo
Cash Margin
-51.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.546
LTV Ratio
80.0%18
Vacancy Buffer
1.8 mo28
Risk Index
17.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 2259 Cottonwood Circle

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.