15 Ronald Street, Whitby

$999,000
15 Ronald Street

$999,000

New
2d
Detached2-Storey

15 Ronald Street, Whitby

Total Monthly Obligation $5,144

Beds
4
Baths
4
Park
3
Sqft
2000-2500
DOM
2d
Score
17
Yield
4.5%
Cash on Cash
-5.9%
Cap Rate
3.3%
5Y IRR
11.0%
10Y IRR
11.0%
Property Type-Detached
MLS® Number-E14100790
Beds-4
Bathrooms-4
Size-2000-2500 sqft
Lot Size-36.09 × 100.07 ft
Listed on site-Oct 21, 2026
Style-2-Storey
Building Type-Detached
Age-6-15
Taxes-$8,875.6 (2026)
Parking-5 - Attached
Basement-Finished, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-RIGHT AT HOME REALTY
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-West
Exterior-Stone, Stucco (Plaster)
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Rural Whitby
Title-Residential Freehold

No agent assigned

Welcome To 15 Ronald Street, A Beautifully Upgraded Detached Home Offering 3 Bedrooms, 4 Bathrooms And Exceptional Finishes Throughout, Nestled In One Of Whitby's Most Desirable Communities! Boasting Stunning Curb Appeal With A Modern Stone-Accented Exterior, Extra-Wide Interlocked Driveway And Double-Car Garage With Interior Access. Step Inside Through The Double-Door Entry Into An Inviting Foyer Leading To A Bright, Open-Concept Living And Dining Area Featuring 9-Ft Ceilings, Pot Lights, Built-In Speakers And A Cozy Gas Fireplace With A Stylish Feature Wall. The Beautifully Renovated Kitchen Features Quartz Countertops And Backsplash, Centre Island With Pendant Lighting, Gas Stove, Soft-Close Cabinetry And Double Undermount Sink. Walk Out To Your Professionally Landscaped Backyard Oasis, Complete With Extensive Interlocking, Gazebo And Garden Shed, Perfect For Entertaining! Upstairs, The Spacious Primary Retreat Offers Two Walk-In Closets And A Luxurious 5-Piece Ensuite With Double Sinks, Glass Shower And Freestanding Soaker Tub. Two Additional Generously Sized Bedrooms And A Beautifully Updated 4-Piece Bathroom Complete The Upper Level. The Fully Finished Basement With Separate Entrance Offers Exceptional Versatility, Featuring A Spacious Recreation Area With Electric Fireplace, Large Windows, Pot Lights, Vinyl Flooring, Modern 3-Piece Bathroom And Finished Storage Room. An Additional Open Area Offers Potential For A Fourth Bedroom Or Home Office, Allowing Buyers To Customize The Space To Their Needs! Additional Upgrades Include Renovated Bathrooms Throughout, Smooth Ceilings, Fresh Paint, Zebra Blinds, Central Vacuum And Sleek ARIA Vents. Ideally Located Minutes From Schools, Parks, Scenic Trails, Shopping, Restaurants, Thermea Spa Village And Highways 401, 407 And 412. A Truly Move-In-Ready Home Offering The Perfect Blend Of Modern Elegance, Comfort And Convenience!

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$
%
%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$799,200
Land Transfer Taxes$16,455
Legal Fees (Est.)
$
Total cash required for closing$217,755

Total Monthly Obligation

$5,144/mo
Mortgage $4,030
Monthly Loss $4,084
Principal$1,060
Interest$2,969
Property Tax$740
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-9.9%1
5-Year IRR
7.8%22
10-Year IRR
8.9%
Returns Index
12.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$44,928/yr
NOI
$27,060/yr
Net Cash Flow
-$1,775/mo
Cash Margin
-47.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.566
LTV Ratio
80.0%18
Vacancy Buffer
1.9 mo29
Risk Index
17.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 15 Ronald Street

Time

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