621 Masson Street, Oshawa

$799,900
621 Masson Street

$799,900

New
2d
Detached2-Storey

621 Masson Street, Oshawa

Total Monthly Obligation $4,066

Beds
4
Baths
2
Park
3
Sqft
1500-2000
DOM
2d
Score
16
Yield
4.1%
Cash on Cash
-7.1%
Cap Rate
3.1%
5Y IRR
10.0%
10Y IRR
10.2%
Property Type-Detached
MLS® Number-E14102176
Beds-4
Bathrooms-2
Size-1500-2000 sqft
Lot Size-40 × 144.54 ft
Listed on site-Oct 21, 2026
Style-2-Storey
Building Type-Detached
Age-51-99
Taxes-$5,576.71 (2026)
Parking-4 - Detached
Basement-Full, Unfinished
Heating-Radiant (Gas)
Brokerage-RE/MAX Jazz INC.
Cooling-Wall Unit(s)
Laundry-No
Fireplace-Living Room, Natural Gas
Pool-None
Facing-East
Exterior-Brick
Roof-Shingles
Foundation-Unknown
Sewer-Sewer
Possession-Flexible
Neighbourhood-O'Neill
Title-Residential Freehold

No agent assigned

Step into the charm and character of a beautiful all-brick century home, where timeless craftsmanship meets the comforts of today. Rich with original and unique architectural details, this special residence offers a rare opportunity to own a home with true personality and history. Ideally situated in a prime location within a sought-after school district, this four-bedroom, one-and-a-half-bath home offers generous space for family living, entertaining, and making memories for years to come. Original features throughout tell the story of the home's heritage, creating warmth and character that simply cannot be replicated in newer construction. Every room offers its own sense of charm, while the solid brick exterior provides the enduring beauty and presence of a classic century home. Outside, the property becomes its own private escape. A beautiful stone patio provides the perfect setting for summer dinners, morning coffee, or evenings spent entertaining friends, while the large backyard offers plenty of room for children, gardening, pets, or simply enjoying the outdoors. Solid garage with hydro is perfect as a workshop or outdoor storage. A rare combination of architectural character, generous living space, a prime location, and an exceptional yard, this is a home with a story to tell - and the opportunity to become part of yours. A/C heat pump installed 2026.

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%
%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$639,920
Land Transfer Taxes$12,473
Legal Fees (Est.)
$
Total cash required for closing$173,953

Total Monthly Obligation

$4,066/mo
Mortgage $3,227
Monthly Loss $3,217
Principal$849
Interest$2,378
Property Tax$465
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.4%14
Cash-on-Cash
-11.4%0
5-Year IRR
6.7%17
10-Year IRR
8.0%
Returns Index
9.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,496/yr
NOI
$19,170/yr
Net Cash Flow
-$1,629/mo
Cash Margin
-60.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.505
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo38
Risk Index
20.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 621 Masson Street

Time

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Data last updated within the past 24 hours.