130 Westfield Drive, Whitby

$1,049,900
130 Westfield Drive

$1,049,900

New
2d
Detached2-Storey

130 Westfield Drive, Whitby

Total Monthly Obligation $5,484

Beds
4
Baths
4
Park
2
Sqft
2500-3000
DOM
2d
Score
16
Yield
4.2%
Cash on Cash
-7.7%
Cap Rate
2.9%
5Y IRR
9.5%
10Y IRR
9.9%
Property Type-Detached
MLS® Number-E14102522
Beds-4
Bathrooms-4
Size-2500-3000 sqft
Lot Size-39.09 × 92.85 ft
Listed on site-Oct 21, 2026
Style-2-Storey
Building Type-Detached
Taxes-$10,493.11 (2026)
Parking-4 - Attached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-HOMELIFE/FUTURE REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-TBA
Neighbourhood-Rural Whitby
Title-Residential Freehold

No agent assigned

Welcome To 130 Westfield Dr, A Beautifully Maintained 4-Bedroom, 4 Full Washroom Home In One Of Whitby'S Most Desirable Neighbourhoods. The Main Floor Open Concept Layout Gives The Home A Grand Feel Featuring A Massive Living Room & Dinning, OFFICE Room, One Full Washroom, Modern Kitchen With Granite Countertop, Lots Of Cabinets Space & Island, And Combined Dining Area With Access To The Yard. Second Floor Features A Primary Bedroom With A 4-Piece Ensuite & Walk-In Closet. Three Additional Large Bright Bedrooms. Double Door Entry, 9 Foot Ceilings On Main And 2Nd Floor & 8 Feet Interior Doors. Conveniently Located Just A Short Walk From Nearby Parks, Trails & Future Commercial Developments. Minutes To Costco & Other Major Retailers, HWY 401, 412 & 407, Grocery Stores, Restaurants, Banks & MORE!

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$839,920
Land Transfer Taxes$17,473
Legal Fees (Est.)
$
Total cash required for closing$228,953

Total Monthly Obligation

$5,484/mo
Mortgage $4,235
Monthly Loss $4,370
Principal$1,114
Interest$3,121
Property Tax$874
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.3%14
Cash-on-Cash
-11.6%0
5-Year IRR
6.5%16
10-Year IRR
8.0%
Returns Index
9.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$44,040/yr
NOI
$24,643/yr
Net Cash Flow
-$2,181/mo
Cash Margin
-59.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.484
LTV Ratio
80.0%18
Vacancy Buffer
1.8 mo27
Risk Index
16.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 130 Westfield Drive

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.