135 Watford Street, Whitby

$1,179,000
135 Watford Street

$1,179,000

New
2d
Detached2-Storey

135 Watford Street, Whitby

Total Monthly Obligation $5,861

Beds
4
Baths
4
Park
2
Sqft
2500-3000
DOM
2d
Score
16
Yield
4.1%
Cash on Cash
-6.8%
Cap Rate
3.1%
5Y IRR
10.2%
10Y IRR
10.4%
Property Type-Detached
MLS® Number-E14103396
Beds-4
Bathrooms-4
Size-2500-3000 sqft
Lot Size-37.92 × 116.31 ft
Listed on site-Oct 21, 2026
Style-2-Storey
Building Type-Detached
Taxes-$8,764.99 (2026)
Parking-4 - Built-In
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-SAM MCDADI REAL ESTATE INC.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-Indoor
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Unknown
Sewer-Sewer
Possession-90/120 Days
Neighbourhood-Brooklin
Title-Residential Freehold

No agent assigned

Welcome to this stunning, renovated and meticulously maintained 4-bedroom, 4-bathroom 2,884 sq. ft. detached 2-storey home. Designed for both everyday family living and effortless entertaining, this exceptional home combines spacious principal rooms, stylish updates and an incredible private outdoor retreat. The main level features an updated oversized kitchen complete with quartz countertops, breakfast bar and a walk-out to the private backyard. The impressive family room boasts soaring two-storey cathedral ceilings, creating an incredible sense of space and light, complemented by a cozy gas fireplace. A separate dining room provides the perfect setting for memorable gatherings, while the inviting front living room offers flexibility as a formal sitting area or home office. Convenient main-floor laundry with direct access to the garage adds everyday practicality. Upstairs, discover four generously sized bedrooms and two beautifully renovated bathrooms. The spacious primary retreat features a walk-in closet and a luxurious 5-piece spa-inspired ensuite, creating a private escape at the end of the day. The finished lower level offers even more versatile living space, featuring a large recreation area, dedicated gym area, renovated 3-piece bathroom and two storage rooms. Step outside to your own private backyard oasis, featuring an in-ground pool and dedicated sitting area - the perfect setting for summer entertaining, family celebrations, relaxing poolside or hosting friends. A beautifully renovated and thoughtfully designed home offering exceptional indoor and outdoor living - move-in ready and perfect for families who love to entertain.

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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$943,200
Land Transfer Taxes$20,055
Legal Fees (Est.)
$
Total cash required for closing$257,355

Total Monthly Obligation

$5,861/mo
Mortgage $4,756
Monthly Loss $4,610
Principal$1,251
Interest$3,504
Property Tax$730
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.6%15
Cash-on-Cash
-10.5%1
5-Year IRR
7.4%20
10-Year IRR
8.5%
Returns Index
11.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$48,600/yr
NOI
$30,475/yr
Net Cash Flow
-$2,216/mo
Cash Margin
-54.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.535
LTV Ratio
80.0%18
Vacancy Buffer
1.6 mo25
Risk Index
16.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 135 Watford Street

Time

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