709 Athol Street, Whitby

$769,900
709 Athol Street

$769,900

New
2d
DetachedBungalow

709 Athol Street, Whitby

Total Monthly Obligation $3,909

Beds
3
Baths
2
Park
3
Sqft
700-1100
DOM
2d
Score
15
Yield
2.6%
Cash on Cash
-13.4%
Cap Rate
1.7%
5Y IRR
5.1%
10Y IRR
6.5%
Property Type-Detached
MLS® Number-E14103906
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-43 × 136 ft
Listed on site-Oct 21, 2026
Style-Bungalow
Building Type-Detached
Taxes-$5,142.87 (2026)
Parking-3 - Detached
Basement-Finished with Walk-Out
Heating-Forced Air (Gas)
Brokerage-RE/MAX Rouge River Realty Ltd.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-East
Exterior-Board & Batten , Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete Block, Poured Concrete
Sewer-Sewer
Possession-tbd
Neighbourhood-Downtown Whitby
Title-Residential Freehold

No agent assigned

Welcome to this charming and thoughtfully designed home, ideally situated in a sought-after neighbourhood backing onto Peel Park. The inviting exterior features a farmhouse-style front porch and a detached garage for storage, creating timeless curb appeal. Inside, the bright and spacious living room impresses with a soaring cathedral ceiling, skylights, Brazilian cherry hardwood flooring and a gas fireplace with mantle. A walkout leads to the large deck, offering beautiful views of the park and an ideal setting for outdoor relaxation and entertaining. The dining room features matching hardwood flooring and a large window, while the kitchen is appointed with maple cabinetry, granite-like solid-surface countertops, built-in appliances, a custom backsplash and pot lights. A dedicated office provides a comfortable work-from-home space. The main floor also features a bedroom with hardwood flooring and semi-ensuite access, along with stylish Shade-O-Matic shutters throughout. The lower level offers a welcoming family room with cork flooring, a freestanding gas fireplace and a walkout to the backyard, creating a wonderful space for relaxing or gathering with family and friends. Two additional bedrooms feature comfortable cork flooring, closets and convenient bathroom access, including a three-piece ensuite. The fenced backyard offers privacy and direct access to Peel Park, featuring a playground, splash pad, three baseball diamonds, a soccer field and tennis courts. Enjoy the convenience of being within walking distance of downtown and the GO Train, with easy access to Highway 401. Exterior improvements include new deck railings, updated decking, and refreshed front porch railings with an epoxy finish. Offering a wonderful blend of character, functional living space and an exceptional park-side setting, this home is a fantastic opportunity for families and outdoor enthusiasts alike.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$615,920
Land Transfer Taxes$11,873
Legal Fees (Est.)
$
Total cash required for closing$167,353

Total Monthly Obligation

$3,909/mo
Mortgage $3,106
Monthly Loss $3,092
Principal$817
Interest$2,288
Property Tax$429
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.1%8
Cash-on-Cash
-17.3%0
5-Year IRR
2.2%5
10-Year IRR
4.7%
Returns Index
3.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$20,352/yr
NOI
$8,674/yr
Net Cash Flow
-$2,383/mo
Cash Margin
-140.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.232
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo40
Risk Index
20.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 709 Athol Street

Time

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