28 Montague Avenue, Clarington

$989,000
28 Montague Avenue

$989,000

New
2d
Detached2-Storey

28 Montague Avenue, Clarington

Total Monthly Obligation $4,839

HausQ Valuation Report
Beds
3
Baths
4
Park
3
Sqft
2000-2500
DOM
2d
Score
17
Yield
4.2%
Cash on Cash
-5.8%
Cap Rate
3.3%
5Y IRR
11.0%
10Y IRR
11.0%
Property Type-Detached
MLS® Number-E14104756
Beds-3
Bathrooms-4
Size-2000-2500 sqft
Lot Size-34.45 × 111.55 ft
Listed on site-Oct 21, 2026
Style-2-Storey
Building Type-Detached
Taxes-$5,692.13 (2025)
Parking-4 - Built-In
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-HOMELIFE/FUTURE REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-60-89 days
Neighbourhood-Courtice
Title-Residential Freehold

No agent assigned

Beautiful 3-Bedroom, 4-Bathroom Detached Home Featuring A Bright, Open-Concept Main Floor With Hardwood Flooring, 9-Foot Smooth Ceilings, And Pot Lights Throughout. The Spacious Kitchen Boasts Stainless Steel Appliances, A Full Pantry, And A Walkout To A Beautifully Landscaped Backyard Oasis Offering Exceptional Privacy. A Stunning Family Room Above The Garage Features Soaring Ceilings, Built-In Desk And Bookshelves, Creating An Inviting Space For Relaxing And Entertaining. The Generous Primary Bedroom Includes A Walk-In Closet And A Luxurious 5-Piece Ensuite. The Second Floor Also Offers Convenient Laundry, Two Additional Spacious Bedrooms, And A Full 4-Piece Bathroom. The Finished Basement Provides Even More Living Space, Complete With A 2-Piece Bathroom And Pool Table. A Wonderful Family Home Showcasing Tasteful Finishes Throughout, With Space, Comfort, And Functionality For The Whole Family.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$791,200
Land Transfer Taxes$16,255
Legal Fees (Est.)
$
Total cash required for closing$215,555

Total Monthly Obligation

$4,839/mo
Mortgage $3,989
Monthly Loss $3,789
Principal$1,050
Interest$2,940
Property Tax$474
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-9.7%1
5-Year IRR
7.9%23
10-Year IRR
9.0%
Returns Index
12.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$41,520/yr
NOI
$27,176/yr
Net Cash Flow
-$1,725/mo
Cash Margin
-49.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.576
LTV Ratio
80.0%18
Vacancy Buffer
2.0 mo31
Risk Index
18.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 28 Montague Avenue

Time

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Data last updated within the past 24 hours.