1129 Lindy Lane, Innisfil

$599,900
1129 Lindy Lane

$599,900

New
87d
DetachedBungalow

1129 Lindy Lane, Innisfil

Total Monthly Obligation $3,059

Beds
2
Baths
1
Park
5
Sqft
700-1100
DOM
87d
Score
19
Yield
4.5%
Cash on Cash
-4.4%
Cap Rate
3.6%
5Y IRR
12.1%
10Y IRR
11.8%
Property Type-Detached
MLS® Number-N13612958
Beds-2
Bathrooms-1
Size-700-1100 sqft
Lot Size-50 × 150 ft
Listed on site-Jul 28, 2026
Style-Bungalow
Building Type-Detached
Taxes-$3,173.46 (2026)
Parking-6 - Detached
Basement-Crawl Space, Unfinished
Heating-Heat Pump (Electric)
Brokerage-Signature Elite Realty Ltd.
Cooling-Wall Unit(s)
Laundry-No
Fireplace-Electric, Natural Gas
Pool-None
Facing-West
Exterior-Wood
Roof-Asphalt Shingle
Foundation-Block
Sewer-Septic
Possession-30-60 Days/Flex
Neighbourhood-Gilford
Title-Residential Freehold

No agent assigned

Welcome to lakeside living in sought-after Gilford! Beautifully updated and move-in ready, this charming bungalow is set on a beautifully landscaped 50 x 150 ft lot just moments from Lake Simcoe. Offering the perfect blend of modern comfort, outdoor living, and four-season recreation, this home is ideal for first-time buyers, downsizers, or anyone looking for a peaceful retreat without sacrificing convenience.Filled with natural light, the inviting living room features an oversized bay window overlooking the front gardens and a striking floor-to-ceiling stone feature wall with natural gas fireplace. The renovated eat-in kitchen offers granite countertops, stainless steel appliances, abundant cabinetry, and opens to the dining area with walkout to the covered deck. Two spacious bedrooms include a serene primary retreat with its own electric fireplace, complemented by a beautifully updated, spa-inspired bathroom.The private backyard is designed for enjoying the outdoors, with a covered deck, stone patio, built-in BBQ, mature trees, lush gardens, and plenty of room for entertaining, gardening, and relaxing.A detached single-car garage and generous driveway parking for up to five vehicles provide ample space for cars, boats, trailers, and weekend toys. Walk to Lake Simcoe, nearby beaches, marinas, parks, and golf courses, with endless opportunities for boating, swimming, hiking, golfing, and year-round recreation.Just minutes to Highway 400, making GTA commuting convenient while allowing you to enjoy the tranquility of lakeside living. Beautifully updated, thoughtfully maintained, and ideally located-this is more than a home; it's the lifestyle you've been waiting for.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$479,920
Land Transfer Taxes$8,473
Legal Fees (Est.)
$
Total cash required for closing$129,953

Total Monthly Obligation

$3,059/mo
Mortgage $2,420
Monthly Loss $2,423
Principal$637
Interest$1,783
Property Tax$264
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.4%1
5-Year IRR
8.2%24
10-Year IRR
9.2%
Returns Index
13.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$27,252/yr
NOI
$16,853/yr
Net Cash Flow
-$1,015/mo
Cash Margin
-44.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.586
LTV Ratio
80.0%18
Vacancy Buffer
3.2 mo53
Risk Index
25.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1129 Lindy Lane

Time

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