166 Ferragine Crescent, Bradford West Gwillimbury

$1,350,000
166 Ferragine Crescent

$1,350,000

New
25d
Detached2-Storey

166 Ferragine Crescent, Bradford West Gwillimbury

Total Monthly Obligation $6,466

Beds
4
Baths
4
Park
2
Sqft
2500-3000
DOM
25d
Score
15
Yield
3.1%
Cash on Cash
-10.4%
Cap Rate
2.3%
5Y IRR
7.4%
10Y IRR
8.2%
Property Type-Detached
MLS® Number-N13834624
Beds-4
Bathrooms-4
Size-2500-3000 sqft
Lot Size-38.06 × 137.43 ft
Listed on site-Sep 28, 2026
Style-2-Storey
Building Type-Detached
Taxes-$7,746 (2025)
Parking-4 - Attached
Basement-Walk-Out, Partially Finished
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 PERCY FULTON LTD.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-South
Exterior-Brick
Roof-Fibreglass Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Bradford
Title-Residential Freehold

No agent assigned

This magnificent 3-year-old residence offers an unparalleled living experience in Bradford's most desirable family-friendly neighbourhood. Perched on a premium, deep-ravine lot, the property offers privacy and year-round natural vistas. The 2,537 sq ft of thoughtfully designed space features a grand 19-foot-high foyer, 9-foot ceilings throughout, a formal dining room, and a spacious family room overlooking the stunning ravine. The upgraded kitchen, with premium finishes, flows into a modern custom-built media wall featuring an electric fireplace. Upstairs, the spa-like primary ensuite features double granite sinks, a soaker tub, and a frameless shower. Three additional bedrooms, two full bathrooms, and a media loft provide ample family space. The bright walk-out basement is professionally framed and insulated with rigid foam, ready for the final personal touch. Modern conveniences include a 200-amp electrical system, EV charging rough-in, central vacuum, and gas lines for kitchen and backyard. Over $150,000 in upgrades, quartz countertops and glass showers, protected under Tarion warranty. Peaceful Crescent offers minimal traffic, exceptional access to Highway 400 and the GO Station, and is 30 minutes to the Vaughan Metropolitan Subway. Walking distance to two new parks (playgrounds, tennis, basketball, pickleball), new public and Catholic schools, shopping, and leisure center. Meticulously maintained by the original owner.Extras:

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,080,000
Land Transfer Taxes$23,475
Legal Fees (Est.)
$
Total cash required for closing$294,975

Total Monthly Obligation

$6,466/mo
Mortgage $5,446
Monthly Loss $5,033
Principal$1,433
Interest$4,013
Property Tax$646
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.9%11
Cash-on-Cash
-13.7%0
5-Year IRR
4.8%10
10-Year IRR
6.6%
Returns Index
6.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$42,048/yr
NOI
$25,597/yr
Net Cash Flow
-$3,312/mo
Cash Margin
-94.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.393
LTV Ratio
80.0%18
Vacancy Buffer
1.5 mo23
Risk Index
14.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 166 Ferragine Crescent

Time

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