49 Fergus Avenue, Richmond Hill

$3,498,000
49 Fergus Avenue

$3,498,000

New
25d
Detached2-Storey

49 Fergus Avenue, Richmond Hill

Total Monthly Obligation $15,693

Beds
4
Baths
6
Park
4
Sqft
3500-5000
DOM
25d
Score
13
Yield
2.0%
Cash on Cash
-14.4%
Cap Rate
1.5%
5Y IRR
4.4%
10Y IRR
6.0%
Property Type-Detached
MLS® Number-N13835898
Beds-4
Bathrooms-6
Size-3500-5000 sqft
Lot Size-80 × 150 ft
Listed on site-Sep 28, 2026
Style-2-Storey
Building Type-Detached
Taxes-$14,496.99 (2025)
Parking-6 - Attached
Basement-Partially Finished, Walk-Up
Heating-Forced Air (Gas)
Brokerage-KELLER WILLIAMS EMPOWERED REALTY
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-Indoor
Facing-East
Exterior-Stucco (Plaster)
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Oak Ridges Lake Wilcox
Title-Residential Freehold

No agent assigned

Architectural excellence blended w/ practical living! The grand double-height foyer opens to a spectacular great room featuring soaring 22-ft cathedral ceilings, 48"x48 Spanish Verdi Blanco porcelain heated floors, floor-to-ceiling window walls, a custom designed feature wall w/ Giorgio Graesan Venetian plaster, hidden storage cabinetry, and 72-inch linear gas fireplace. The designer dual-tone kitchen showcases imported Italian Infinita stone countertops and backsplash, oversized island, extensive pull-out organizers, JennAir integrated fridge/freezer combination (2026), imported Italian Fulgor six-burner, griddle and double oven range (2026), Miele dishwasher, and a secondary prep kitchen with Dacor gas cooktop, KitchenAid fridge/freezer, KitchenAid convection micro (2026), KitchenAid oven (2026) and warming drawer. Heated imported Spanish porcelain slab flooring extends throughout key main level areas. The dining room features a floor to ceiling open bookshelf with closed cabinetry and accent lighting. The main office has a private wrap-around balcony and is adjacent to a three-piece bath offering flexibility as a fifth bedroom. The resort-inspired indoor pool retreat features heated slate flooring, 20-ft vaulted ceilings, skylights, expansive window walls, an Endless Pools swim jet system, and access to the rear grounds. Upstairs, Brazilian walnut flooring flows throughout four bedrooms including the luxurious primary suite with foyer, walk-in dressing room, and cabinet facade door to its ensuite bathroom. Additional highlights include floating glass staircases, a Generac whole-home generator, smart water shut-off system, irrigation system, rough-in EV charger, walk-up lower level, garage with mezzanine storage. Ideally located near Lake Wilcox, conservation trails, parks, golf, top-rated schools, shopping, and everyday amenities. First and second floor: 4696 sq.ft. The indoor pool: 1,570 sq.ft. Audio and video recording on during showings.

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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$2,798,400
Land Transfer Taxes$73,925
Legal Fees (Est.)
$
Total cash required for closing$775,025

Total Monthly Obligation

$15,693/mo
Mortgage $14,110
Monthly Loss $11,980
Principal$3,713
Interest$10,397
Property Tax$1,208
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.3%9
Cash-on-Cash
-16.6%0
5-Year IRR
2.5%6
10-Year IRR
4.8%
Returns Index
4.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
13/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$70,356/yr
NOI
$44,323/yr
Net Cash Flow
-$10,416/mo
Cash Margin
-177.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.262
LTV Ratio
80.0%18
Vacancy Buffer
0.6 mo13
Risk Index
11.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 49 Fergus Avenue

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