97 Cecil Street, Essa

$675,000
97 Cecil Street

$675,000

New
24d
DetachedBungalow-Raised

97 Cecil Street, Essa

Total Monthly Obligation $3,298

Beds
4
Baths
2
Park
2
Sqft
700-1100
DOM
24d
Score
22
Yield
5.3%
Cash on Cash
0.1%
Cap Rate
4.6%
5Y IRR
15.6%
10Y IRR
14.7%
Property Type-Detached
MLS® Number-N13838084
Beds-4
Bathrooms-2
Size-700-1100 sqft
Lot Size-60.29 × 121.39 ft
Listed on site-Sep 29, 2026
Style-Bungalow-Raised
Building Type-Detached
Taxes-$2,402 (2025)
Parking-4 - Attached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-RE/MAX EXPERTS
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick Veneer
Roof-Metal
Foundation-Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-Angus
Title-Residential Freehold

No agent assigned

Welcome to 97 Cecil St! This charming raised bungalow sits on a mature expansive 60' x 120' nestled on a quiet family friendly street. Features 2 + 2 beds and 2 baths with an open concept layout that offers the perfect floor plan for downsizers or first time buyers alike. Large primary bedroom with semi ensuite, several windows which offer a sun drenched interior, walk out to an oversized deck surrounded by a fully fenced backyard and a finished basement rec room for additional living space!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$540,000
Land Transfer Taxes$9,975
Legal Fees (Est.)
$
Total cash required for closing$146,475

Total Monthly Obligation

$3,298/mo
Mortgage $2,723
Monthly Loss $2,581
Principal$716
Interest$2,006
Property Tax$200
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.8%25
Cash-on-Cash
-4.9%2
5-Year IRR
11.7%48
10-Year IRR
11.9%
Returns Index
25.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,000/yr
NOI
$25,498/yr
Net Cash Flow
-$598/mo
Cash Margin
-19.9%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7813
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo48
Risk Index
26.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 97 Cecil Street

Time

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