40 Chiara Rose Lane, Richmond Hill

$1,280,000
40 Chiara Rose Lane

$1,280,000

New
24d
Semi-Detached 3-Storey

40 Chiara Rose Lane, Richmond Hill

Total Monthly Obligation $5,973

Beds
3
Baths
4
Park
1
Sqft
2500-3000
DOM
24d
Score
16
Yield
3.7%
Cash on Cash
-7.3%
Cap Rate
3.0%
5Y IRR
9.9%
10Y IRR
10.1%
Property Type-Semi-Detached
MLS® Number-N13838342
Beds-3
Bathrooms-4
Size-2500-3000 sqft
Lot Size-24 × 90 ft
Listed on site-Sep 29, 2026
Style-3-Storey
Building Type-Semi-Detached
Age-0-5
Taxes-$5,218.03 (2025)
Parking-2 - Built-In
Basement-Walk-Up, Unfinished
Heating-Forced Air (Gas)
Brokerage-HOMELIFE FRONTIER REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-None
Facing-North
Exterior-Brick, Stone
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-Oak Ridges
Title-Residential Freehold

No agent assigned

Refined Luxury Living In Prestigious Oak Ridges. Welcome To 40 Chiara Rose Lane, An Elegant Semi Detached Residence Showcasing 2442 Sq Ft Of Modern Design Excellence In One Of Richmond Hill's Most Coveted Communities. Perfectly Blending Sophisticated Style With Timeless Comfort, This Home Offers A Rare Combination Of Luxury Finishes, Smart Home Technology, And A Prime Location Surrounded By Nature, Golf Courses, And Top-Rated Schools. Step Inside To Experience Airy 10 Ft Ceilings On The Main Floor And 9 Ft Ceilings On The Ground And Upper Levels, Complemented By Wide-Plank Hardwood Flooring, 8 Ft Doors, And Custom Millwork Throughout. The Chef-Inspired Kitchen Features A Sub-Zero And Wolf Appliance Package, Waterfall Quartz Island, And Designer Gold Hardware With Under-Cabinet Lighting, The Perfect Centerpiece For Entertaining. The Primary Retreat Impresses With A Spa-Inspired 5 Pc Ensuite, And A Custom Walk-In Closet. Enjoy The Outdoors With A Large Terrace And Two Additional Balconies, Ideal For Relaxation And Fresh Air. Flexible Lower Level With Walk-Up Access, Great Potential For An In-Law Or Nanny Suite Or Potential Income, Adding Versatility And Value To The Home. Located Minutes To Lake Wilcox, Bond Lake, Multiple Golf Courses, Boutiques, Fine Dining, Libraries, Top Schools And Scenic Trails. With Quick Access To Transit And Major Highways Ensures Effortless Commuting And Connectivity. This Home Delivers A Lifestyle Of Comfort And Prestige...Over $150K In Upgrades. Garage Door Opener Installed. Four Outdoor Spaces Including Terrace And Two Balconies

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,024,000
Land Transfer Taxes$22,075
Legal Fees (Est.)
$
Total cash required for closing$279,575

Total Monthly Obligation

$5,973/mo
Mortgage $5,163
Monthly Loss $4,614
Principal$1,359
Interest$3,804
Property Tax$435
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-10.7%1
5-Year IRR
7.1%19
10-Year IRR
8.3%
Returns Index
10.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$46,800/yr
NOI
$32,402/yr
Net Cash Flow
-$2,463/mo
Cash Margin
-63.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.525
LTV Ratio
80.0%18
Vacancy Buffer
1.6 mo25
Risk Index
16.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 40 Chiara Rose Lane

Time

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Data last updated within the past 24 hours.