55 Kenneth Kirby Lane, Whitchurch-Stouffville

$749,900
55 Kenneth Kirby Lane

$749,900

Price Change
24d
Att/Row/Townhouse3-Storey

55 Kenneth Kirby Lane, Whitchurch-Stouffville

Total Monthly Obligation $3,801

Beds
2
Baths
3
Park
2
Sqft
1100-1500
DOM
24d
Score
18
Yield
4.6%
Cash on Cash
-4.7%
Cap Rate
3.6%
5Y IRR
11.9%
10Y IRR
11.7%
Property Type-Att/Row/Townhouse
MLS® Number-N13838394
Beds-2
Bathrooms-3
Size-1100-1500 sqft
Lot Size-18.86 × 70.51 ft
Listed on site-Sep 29, 2026
Style-3-Storey
Building Type-Att/Row/Townhouse
Age-0-5
Taxes-$4,814.97 (2026)
Parking-3 - Attached
Basement-None
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE ESTATE REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-60/90
Neighbourhood-Stouffville
Title-Residential Freehold

No agent assigned

Some homes are bright. This one is bright from the front door all the way up to the rooftop. Built in 2024, 55 Kenneth Kirby Lane is a 2 bed, 3 bath Freehold Townhouse that lives bigger than its footprint. Plus it has an extra-long driveway (where size will always matter), giving you up to 3 parking spots on the driveway and another in the garage itself. The main floor is fully open, with upgraded laminate flooring throughout (aka no carpet in sight), a powder room for guests and a balcony off the kitchen that will become your default spot for morning coffee and summer cocktails. The kitchen comes equipped with an upgraded KitchenAid double door fridge with water & ice, Whirlpool stove and dishwasher, and upgraded Fisher & Paykel range hood, plus an added water softener (2024). Upstairs, the primary ensuite has double sinks and an oversized shower with an upgrade glass door, and the hall linen closet is big enough to actually be useful. The second bedroom is the perfect nursery, office, or second bedroom. Then there's the roof. The private terrace has room for a full lounge set and dining space, a gas line for the BBQ, and, on a clear day, a peek of the CN Tower on the horizon. The home faces west, so light lasts all day without the sun hitting the windows until late-afternoon, keeping rooms cool through the summer without the AC needing to work overtime. On the ground level, you'll find direct garage entry, a deep storage room that holds more than you'd expect, two coat closets (one at the front door, one at the garage entry) so shoes and jackets always have a home. Outside your door is three grocery stores, a gym and great local restaurants all within walking distance, along with several parks with splash pads and a paved forest trail that leads to Madori Park. Go Train, HWY 404, Library, Pool and Memorial Park are all close by. A great fit for first time buyers, young families or downsizers who want easy living without giving up their own front door.

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%
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$
$
(utilities, internet...)
$
%
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Closing Costs

Mortgage Amount
$599,920
Land Transfer Taxes$11,473
Legal Fees (Est.)
$
Total cash required for closing$162,953

Total Monthly Obligation

$3,801/mo
Mortgage $3,025
Monthly Loss $3,005
Principal$796
Interest$2,229
Property Tax$401
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%17
Cash-on-Cash
-9.2%1
5-Year IRR
8.4%25
10-Year IRR
9.3%
Returns Index
13.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,200/yr
NOI
$21,465/yr
Net Cash Flow
-$1,236/mo
Cash Margin
-43.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.597
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo41
Risk Index
21.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 55 Kenneth Kirby Lane

Time

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