1990 Victoria Street, Innisfil

$629,000
1990 Victoria Street

$629,000

Price Change
24d
DetachedBungalow

1990 Victoria Street, Innisfil

Total Monthly Obligation $3,219

Beds
2
Baths
2
Park
7
Sqft
700-1100
DOM
24d
Score
19
Yield
4.9%
Cash on Cash
-3.2%
Cap Rate
3.9%
5Y IRR
13.0%
10Y IRR
12.6%
Property Type-Detached
MLS® Number-N13838510
Beds-2
Bathrooms-2
Size-700-1100 sqft
Lot Size-65.93 × 182 ft
Listed on site-Sep 29, 2026
Style-Bungalow
Building Type-Detached
Taxes-$3,681 (2026)
Parking-7 - None
Basement-Finished, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-EXP REALTY
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick, Aluminum Siding
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Septic
Possession-Immediate
Neighbourhood-Stroud
Title-Residential Freehold

No agent assigned

A rare quarter-acre lot backing onto open greenspace with no rear neighbours sets this Stroud bungalow apart, and the major systems here have already been taken care of. The 2018 roof, 2021 upgraded 200 amp electrical service, and brand new 2026 furnace give buyers real peace of mind, while both bathrooms were fully renovated in 2025 and new flooring was installed upstairs in 2026. The well pump and pressure tank were replaced in 2025, the well test is current, and the septic was recently cleaned and serviced. Add in fresh paint throughout and new front porch and back deck construction in 2026, and this home is truly move-in ready. Inside, the main floor offers two bedrooms, a bright eat-in kitchen, a spacious living room, and an updated 4-piece bathroom. A separate split-level entrance leads to a fully finished basement with above-grade windows, a large recreation room, a 3-piece bathroom, and existing kitchen rough-ins, offering genuine in-law suite potential for extended family or guests. Located minutes from Lake Simcoe, Innisfil Beach Park, and Highway 400 access into Barrie, close to Stroud's schools and everyday amenities.

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$
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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$503,200
Land Transfer Taxes$9,055
Legal Fees (Est.)
$
Total cash required for closing$136,355

Total Monthly Obligation

$3,219/mo
Mortgage $2,537
Monthly Loss $2,551
Principal$668
Interest$1,870
Property Tax$307
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.2%1
5-Year IRR
9.2%30
10-Year IRR
9.9%
Returns Index
16.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,600/yr
NOI
$19,359/yr
Net Cash Flow
-$924/mo
Cash Margin
-36.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.648
LTV Ratio
80.0%18
Vacancy Buffer
3.0 mo50
Risk Index
25.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1990 Victoria Street

Time

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Data last updated within the past 24 hours.