32 Louisa Street, Georgina

$709,000
32 Louisa Street

$709,000

New
24d
DetachedSidesplit 3

32 Louisa Street, Georgina

Total Monthly Obligation $3,701

HausQ Valuation Report
Beds
4
Baths
3
Park
6
Sqft
1500-2000
DOM
24d
Score
21
Yield
5.6%
Cash on Cash
-0.5%
Cap Rate
4.5%
5Y IRR
15.1%
10Y IRR
14.3%
Property Type-Detached
MLS® Number-N13842362
Beds-4
Bathrooms-3
Size-1500-2000 sqft
Lot Size-112.03 × 134.53 ft
Listed on site-Sep 29, 2026
Style-Sidesplit 3
Building Type-Detached
Taxes-$5,596.23 (2026)
Parking-8 - Built-In
Basement-Partially Finished
Heating-Baseboard (Electric)
Brokerage-EXP REALTY
Cooling-None
Laundry-No
Fireplace-Wood Stove
Pool-None
Facing-West
Exterior-Brick
Roof-Shingles
Foundation-Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-Sutton & Jackson's Point
Title-Residential Freehold

No agent assigned

Solid Brick Sidesplit Steps to the Lake! Looking for a solid home with great potential in an unbeatable lakeside location? This spacious 4-bedroom, 3-bathroom brick sidesplit has great bones and a bright, sun-filled layout that just works. Tucked away on a quiet, local-traffic-only street, the home sits on a large lot with neighbours comfortably spread out, giving you the breathing room you've been looking for. An extra-long interlocking driveway means no more shuffling cars, and the double-car garage with a built-in workshop is perfect for weekend projects. Inside, natural light pours through the home, with great flow and practical spaces throughout, including an oversized main-floor laundry room and a bright family room with a walkout to the deck. The lifestyle is the real star here. Stroll to the lake, beaches, and parks, and enjoy the convenience of a York Region Transit stop right at the corner. Full of opportunity, this home is ready for its next owners to bring their vision to life and make it their own!

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$567,200
Land Transfer Taxes$10,655
Legal Fees (Est.)
$
Total cash required for closing$153,955

Total Monthly Obligation

$3,701/mo
Mortgage $2,860
Monthly Loss $2,949
Principal$753
Interest$2,107
Property Tax$466
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.6%24
Cash-on-Cash
-5.5%2
5-Year IRR
11.3%45
10-Year IRR
11.6%
Returns Index
23.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,960/yr
NOI
$25,868/yr
Net Cash Flow
-$704/mo
Cash Margin
-21.1%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7512
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo42
Risk Index
24.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 32 Louisa Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.