102 Credit Lane, Richmond Hill

$999,990
102 Credit Lane

$999,990

New
22d
Att/Row/Townhouse3-Storey

102 Credit Lane, Richmond Hill

Total Monthly Obligation $4,409

Beds
3
Baths
4
Park
1
Sqft
1500-2000
DOM
22d
Score
19
Yield
4.3%
Cash on Cash
-2.6%
Cap Rate
4.0%
5Y IRR
13.5%
10Y IRR
13.0%
Property Type-Att/Row/Townhouse
MLS® Number-N13847338
Beds-3
Bathrooms-4
Size-1500-2000 sqft
Lot Size-20.74 × 85.73 ft
Listed on site-Oct 1, 2026
Style-3-Storey
Building Type-Att/Row/Townhouse
Age-New
Parking-2 - Built-In
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-BLUE DIAMOND REALTY CORPORATION
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-West
Exterior-Brick
Roof-Flat
Foundation-Concrete
Sewer-Sewer
Possession-Immediate
Neighbourhood-Jefferson
Title-Residential Freehold

No agent assigned

Unprecedented value with a new price on remaining Builder inventory! Welcome to the Towns on Bayview and the serenity of ravine living. This spacious home back onto private, lush greenery within an exclusive enclave of upscale homes. Unique features include ground floor rec room with powder room, walk out basement to a ravine backyard. Elegant kitchen with spacious storage and chef's island. This brand new, never lived in home is built by an esteemed home builder, Primont Homes includes full Tarion warranty for added comfort. Location, quality, and upscale living awaits. Book your private appointment today! Listing price includes expanded HST rebate.

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%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$799,992
Land Transfer Taxes$16,475
Legal Fees (Est.)
$
Total cash required for closing$217,973

Total Monthly Obligation

$4,409/mo
Mortgage $4,034
Monthly Loss $3,347
Principal$1,061
Interest$2,972
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.4%22
Cash-on-Cash
-6.6%2
5-Year IRR
10.3%37
10-Year IRR
10.7%
Returns Index
19.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$43,020/yr
NOI
$34,218/yr
Net Cash Flow
-$1,182/mo
Cash Margin
-33.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7110
LTV Ratio
80.0%18
Vacancy Buffer
2.2 mo34
Risk Index
20.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 102 Credit Lane

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.