190 Hilltop Drive, East Gwillimbury

$972,000
190 Hilltop Drive

$972,000

New
21d
DetachedBungalow-Raised

190 Hilltop Drive, East Gwillimbury

Total Monthly Obligation $4,694

Beds
5
Baths
2
Park
4
Sqft
1100-1500
DOM
21d
Score
16
Yield
3.9%
Cash on Cash
-6.9%
Cap Rate
3.1%
5Y IRR
10.1%
10Y IRR
10.3%
Property Type-Detached
MLS® Number-N13857552
Beds-5
Bathrooms-2
Size-1100-1500 sqft
Lot Size-61.35 × 186 ft
Listed on site-Oct 2, 2026
Style-Bungalow-Raised
Building Type-Detached
Taxes-$4,780 (2026)
Parking-6 - Built-In
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-KELLER WILLIAMS REFERRED URBAN REALTY
Cooling-Central Air
Laundry-No
Fireplace-Wood
Pool-None
Facing-North
Exterior-Brick
Roof-Metal
Foundation-Poured Concrete
Sewer-Sewer
Possession-flexible
Neighbourhood-Holland Landing
Title-Residential Freehold

No agent assigned

Perfect for multi-generational living! This all-brick raised bungalow on a 1/4 acre estate lot offers the space of a larger home with the everyday convenience of bungalow living. Set on a quiet side street, the home makes an inviting first impression with mature trees, attractive landscaping, a wide driveway and double-car garage with direct interior access. Inside, the bright main level features hardwood flooring and a comfortable, easy-flow layout. The spacious L-shaped living and dining room enjoys sunny south exposure, creating a warm, welcoming space for everyday living and entertaining. The kitchen offers plenty of workspace and storage, while three bedrooms and a full bathroom are all conveniently located on the main level. For downsizers, the appeal is clear: the principal living spaces, bedrooms and bathroom are together on one floor, without giving up the yard, garage, storage or extra space you may still want. For families, the substantial finished lower level provides valuable room to spread out. Downstairs, discover a large second living area, office and an oversized fourth bedroom with walk-in closet and adjacent 2-piece bathroom. Its generous proportions create an intriguing option for a private lower-level primary retreat, guest suite or space for an older child, while the remaining main-floor bedrooms can serve as guest rooms, hobbies or home offices. Outside may be one of the home's biggest surprises. The unusually deep, beautifully maintained backyard, with mature trees, gardens, a spacious deck for outdoor dining and plenty of open lawn for children, pets, gardening or simply enjoying some breathing room.Enjoy the relaxed pace of Holland Landing with everyday conveniences close at hand. Nearby schools, parks and community facilities make this an established, welcoming neighbourhood An ideal location for buyers looking for more green space and a quieter setting without giving up convenient access to urban amenities.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$777,600
Land Transfer Taxes$15,915
Legal Fees (Est.)
$
Total cash required for closing$211,815

Total Monthly Obligation

$4,694/mo
Mortgage $3,921
Monthly Loss $3,662
Principal$1,032
Interest$2,889
Property Tax$398
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-10.8%1
5-Year IRR
7.1%19
10-Year IRR
8.3%
Returns Index
10.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$37,560/yr
NOI
$24,524/yr
Net Cash Flow
-$1,877/mo
Cash Margin
-60.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.525
LTV Ratio
80.0%18
Vacancy Buffer
2.1 mo32
Risk Index
18.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 190 Hilltop Drive

Time

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