45 Palmwood Gate, Whitchurch-Stouffville

$1,050,000
45 Palmwood Gate

$1,050,000

New
18d
Detached2-Storey

45 Palmwood Gate, Whitchurch-Stouffville

Total Monthly Obligation $5,015

Beds
5
Baths
3
Park
4
Sqft
1100-1500
DOM
18d
Score
16
Yield
3.7%
Cash on Cash
-7.4%
Cap Rate
3.0%
5Y IRR
9.8%
10Y IRR
10.0%
Property Type-Detached
MLS® Number-N13862210
Beds-5
Bathrooms-3
Size-1100-1500 sqft
Lot Size-49.39 × 119.15 ft
Listed on site-Oct 5, 2026
Style-2-Storey
Building Type-Detached
Age-51-99
Taxes-$4,849.18 (2026)
Parking-5 - Built-In
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-ON THE BLOCK
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-East
Exterior-Brick, Vinyl Siding
Roof-Unknown
Foundation-Unknown
Sewer-Sewer
Possession-TBD
Neighbourhood-Stouffville
Title-Residential Freehold

No agent assigned

This is the one folks, a warm and beautifully updated family home on an impressive wide lot in a quiet Stouffville neighbourhood. With 4 bedrooms upstairs, 3 bathrooms in total, plus a spacious finished lower level with an additional bedroom and newly renovated ensuite, there is room here for a growing family, guests, a home office or multi-generational living. The bright main floor is filled with natural light and features hardwood flooring, a gorgeous renovated kitchen with quartz counters, oversized island, Sub-Zero refrigerator and Wolf gas range, plus a comfortable living room and breakfast area overlooking the yard. Hardwood continues throughout the upper level, while the basement offers durable laminate flooring and an expansive entertaining space. Outside, enjoy a huge private yard with a garden shed, gas BBQ hookup and plenty of room to play, entertain or garden. The backyard maple tree has even been tapped for syrup year after year. Parking is easy with space for four cars in the driveway plus the attached garage. A rare combination of space, upgrades, lot size and family-friendly location, all in one of Stouffville's established residential pockets.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$840,000
Land Transfer Taxes$17,475
Legal Fees (Est.)
$
Total cash required for closing$228,975

Total Monthly Obligation

$5,015/mo
Mortgage $4,235
Monthly Loss $3,900
Principal$1,115
Interest$3,121
Property Tax$404
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-11.1%1
5-Year IRR
6.8%18
10-Year IRR
8.1%
Returns Index
10.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,000/yr
NOI
$25,751/yr
Net Cash Flow
-$2,090/mo
Cash Margin
-64.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.515
LTV Ratio
80.0%18
Vacancy Buffer
1.9 mo30
Risk Index
17.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 45 Palmwood Gate

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.